Comments on: Controlling The Urge To Splurge http://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/ Slicing Through Money's Mysteries Thu, 29 Jul 2010 19:52:22 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Let “Freement” Reign! Spending Paralysis, Material Lust And Obsession | Financial Samuraihttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-3336 Let “Freement” Reign! Spending Paralysis, Material Lust And Obsession | Financial Samurai Sat, 02 Jan 2010 15:57:56 +0000 http://www.financialsamurai.com/?p=34#comment-3336 [...] something, and go ahead and buy the darn thing, but return it before the return policy runs out (“Controlling The Urge To Splurge”).  Some say it’s malicious to buy something with no intention of purchase.  Hak-fooey!  [...] [...] something, and go ahead and buy the darn thing, but return it before the return policy runs out (“Controlling The Urge To Splurge”).  Some say it’s malicious to buy something with no intention of purchase.  Hak-fooey!  [...]

]]> By: Everything Is Relative Superstar - Being Happy With What You Have | Financial Samuraihttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-2157 Everything Is Relative Superstar - Being Happy With What You Have | Financial Samurai Fri, 20 Nov 2009 08:04:32 +0000 http://www.financialsamurai.com/?p=34#comment-2157 [...] “Controlling The Urge To Splurge” [...] [...] “Controlling The Urge To Splurge” [...]

]]> By: Shoes for Womenhttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-705 Shoes for Women Fri, 09 Oct 2009 17:45:15 +0000 http://www.financialsamurai.com/?p=34#comment-705 Hello! I like the design of your blog (and content too btw) and I would like to know what theme are you using? Is it your own design or free theme? thanks in advance, regards Pete Hello! I like the design of your blog (and content too btw) and I would like to know what theme are you using? Is it your own design or free theme? thanks in advance, regards Pete

]]> By: It's Been 35 Days Since I Last Spent Any Money On Junk | Financial Samuraihttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-656 It's Been 35 Days Since I Last Spent Any Money On Junk | Financial Samurai Mon, 05 Oct 2009 08:10:34 +0000 http://www.financialsamurai.com/?p=34#comment-656 [...] “Controlling The Urge to Splurge” [...] [...] “Controlling The Urge to Splurge” [...]

]]> By: Laptop Returned, Money Saved, Current Computer Optimized! | Financial Samuraihttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-526 Laptop Returned, Money Saved, Current Computer Optimized! | Financial Samurai Thu, 24 Sep 2009 18:39:19 +0000 http://www.financialsamurai.com/?p=34#comment-526 [...] “Controlling The Urge To Splurge” [...] [...] “Controlling The Urge To Splurge” [...]

]]> By: Mea Culpa – I Just Spent $1,450 At Apple | Financial Samuraihttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-363 Mea Culpa – I Just Spent $1,450 At Apple | Financial Samurai Wed, 09 Sep 2009 17:15:47 +0000 http://www.financialsamurai.com/?p=34#comment-363 [...] all my reasoning, all is not lost.  From our previous article, “Controlling The Urge To Splurge,”  we suggest a novel way to satiate all desires without going broke.   I’ve got time to [...] [...] all my reasoning, all is not lost.  From our previous article, “Controlling The Urge To Splurge,”  we suggest a novel way to satiate all desires without going broke.   I’ve got time to [...]

]]> By: adminhttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-283 admin Tue, 01 Sep 2009 18:42:44 +0000 http://www.financialsamurai.com/?p=34#comment-283 @ Tentaculistic - Nope, don't wear them at all. Those loafers are extremely ordinary looking, but they are so comfortable and look better in real life. The strategy is to bask in the glory of the product (hold, touch, smell whatever), and once that initial excitement is over, to then go ahead and return it. $400+ is ridiculous. $150-$200 is fine, I agree. I actually don't think the most enjoyment comes from wearing shoes, especially women's shoes b/c they are so uncomfortable. The most enjoyment comes from looking at it, and owning the shoes. Like a car, most interiors are roughly the same more or less at a certain price point. But, what makes guys salivate is the exterior which turns heads and makes guys think 'wow.'. Thanks for stopping by! RB @ Tentaculistic – Nope, don’t wear them at all. Those loafers are extremely ordinary looking, but they are so comfortable and look better in real life. The strategy is to bask in the glory of the product (hold, touch, smell whatever), and once that initial excitement is over, to then go ahead and return it.

$400+ is ridiculous. $150-$200 is fine, I agree. I actually don’t think the most enjoyment comes from wearing shoes, especially women’s shoes b/c they are so uncomfortable. The most enjoyment comes from looking at it, and owning the shoes.

Like a car, most interiors are roughly the same more or less at a certain price point. But, what makes guys salivate is the exterior which turns heads and makes guys think ‘wow.’.

Thanks for stopping by!

RB

]]> By: tentaculistichttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-282 tentaculistic Tue, 01 Sep 2009 18:24:23 +0000 http://www.financialsamurai.com/?p=34#comment-282 Ok, I have to ask a few more questions about this method. Do you *wear* the $435 loafers for 29 days, and then return it? If so, that is very very not-cool, and bordering (or in my opinion tipping quite far over into) the unethical. The store is going to be much less likely to sell those loafers, with 29 days of street scuffs and wear, at $435. Now, if it's just a matter of looking at them on the shelf (without putting wear on them), I'm ok with it. I think you're crazy ,mind you, since those loafers look so ordinary to me that I assume the joy comes in the comfort, internal structure, and quality of materials... and most of that enjoyment comes in the wearing, not the looking. Now if you were a woman talking about a shoe that was ridiculously cute and stylish, that'd be something different. I'd still say $435 is too much, but at least understand why it's worth looking at. But I would say, it is often worth a significant investment (maybe not $400+, but around the $150-$200 range) for quality men's footwear. Ok, I have to ask a few more questions about this method. Do you *wear* the $435 loafers for 29 days, and then return it? If so, that is very very not-cool, and bordering (or in my opinion tipping quite far over into) the unethical. The store is going to be much less likely to sell those loafers, with 29 days of street scuffs and wear, at $435.

Now, if it’s just a matter of looking at them on the shelf (without putting wear on them), I’m ok with it. I think you’re crazy ,mind you, since those loafers look so ordinary to me that I assume the joy comes in the comfort, internal structure, and quality of materials… and most of that enjoyment comes in the wearing, not the looking. Now if you were a woman talking about a shoe that was ridiculously cute and stylish, that’d be something different. I’d still say $435 is too much, but at least understand why it’s worth looking at.

But I would say, it is often worth a significant investment (maybe not $400+, but around the $150-$200 range) for quality men’s footwear.

]]> By: RBhttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-41 RB Wed, 22 Jul 2009 04:02:21 +0000 http://www.financialsamurai.com/?p=34#comment-41 Fabulously Broke - Welcome to my site! You have great discipline in thinking things through before you buy. Looking forward to seeing you more often.<br /><br />Best,<br /><br />RB Fabulously Broke – Welcome to my site! You have great discipline in thinking things through before you buy. Looking forward to seeing you more often.

Best,

RB

]]> By: Anonymoushttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-40 Anonymous Wed, 22 Jul 2009 03:03:00 +0000 http://www.financialsamurai.com/?p=34#comment-40 I like your post! For me having to return an item is too much of a hassle but I can see where the points. I know girls that buy fancy dresses, wear them to a party with the tags hidden and then return them afterwards. They can get screwed though if they spill something on the clothes or if the tags slip out!<br /><br />Charlie I like your post! For me having to return an item is too much of a hassle but I can see where the points. I know girls that buy fancy dresses, wear them to a party with the tags hidden and then return them afterwards. They can get screwed though if they spill something on the clothes or if the tags slip out!

Charlie

]]> By: FB @ FabulouslyBroke.comhttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-39 FB @ FabulouslyBroke.com Tue, 21 Jul 2009 23:10:41 +0000 http://www.financialsamurai.com/?p=34#comment-39 Wow, that's quite a system you have worked out :)<br /><br />Mine is a bit more simple<br /><br />1. Lust after item<br /><br />2. Decide if I really want item<br /><br />3. If yes, run through head what I could use as a substitute and if I really need to buy it NOW or if I can wait and find a deal<br /><br />Then from there, I tend to delay purchases and end up not buying it in the end :) Win win.<br /><br />For what I do buy, I really do have a purpose or want for it.<br /><br />Thanks for the great article. Adding you to my reader and looking forward to more. Wow, that's quite a system you have worked out :)

Mine is a bit more simple

1. Lust after item

2. Decide if I really want item

3. If yes, run through head what I could use as a substitute and if I really need to buy it NOW or if I can wait and find a deal

Then from there, I tend to delay purchases and end up not buying it in the end :) Win win.

For what I do buy, I really do have a purpose or want for it.

Thanks for the great article. Adding you to my reader and looking forward to more.

]]> By: RBhttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-38 RB Tue, 21 Jul 2009 23:00:28 +0000 http://www.financialsamurai.com/?p=34#comment-38 Hey Everyone, thnx for your commentary. Yes, this is a bad system for retailers (sorry guys). But trust me, having worked in retail before, retailers have every single trick up their sleeve to get consumers to spend unnecessarily! Our favorite is the Gift Card! Retailers are counting on 30% of you never to use it due to an expiration date or loss! <br /><br />I'm not saying we should return everything we buy. Au contraire. We should just think about returning things we know in our hearts are ridiculous splurges i.e. my $435 Tod's loafers, $6,500 Hermes handbags, your 50th pair of Nike kicks, etc. I need to find some different shoes, and I will find something similar for under $80 bucks. <br /><br />If all adults could control their urges, there would never be financial crisis's and adultery. We know that's never going to be the case.<br /><br />Fight on people! We'll conquer the bombardment of temptations, and utilize evil tools such as the credit card for our own benefits and financial freedom!<br /><br />Rgds,<br /><br />RB Hey Everyone, thnx for your commentary. Yes, this is a bad system for retailers (sorry guys). But trust me, having worked in retail before, retailers have every single trick up their sleeve to get consumers to spend unnecessarily! Our favorite is the Gift Card! Retailers are counting on 30% of you never to use it due to an expiration date or loss!

I'm not saying we should return everything we buy. Au contraire. We should just think about returning things we know in our hearts are ridiculous splurges i.e. my $435 Tod's loafers, $6,500 Hermes handbags, your 50th pair of Nike kicks, etc. I need to find some different shoes, and I will find something similar for under $80 bucks.

If all adults could control their urges, there would never be financial crisis's and adultery. We know that's never going to be the case.

Fight on people! We'll conquer the bombardment of temptations, and utilize evil tools such as the credit card for our own benefits and financial freedom!

Rgds,

RB

]]> By: Anonymoushttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-37 Anonymous Tue, 21 Jul 2009 22:44:51 +0000 http://www.financialsamurai.com/?p=34#comment-37 You'd think adults could be able to control their urges, and yet here we sit, in the worst recession of our careers b/c "adults" weren't able to control their spending in housing, stocks, material goods etc.<br /><br />Anon 3:06pm, maybe you've never made a splurge purchase and regretted it, but I'm sure a ton of other people have. You'd think adults could be able to control their urges, and yet here we sit, in the worst recession of our careers b/c "adults" weren't able to control their spending in housing, stocks, material goods etc.

Anon 3:06pm, maybe you've never made a splurge purchase and regretted it, but I'm sure a ton of other people have.

]]> By: Anonymoushttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-36 Anonymous Tue, 21 Jul 2009 22:06:23 +0000 http://www.financialsamurai.com/?p=34#comment-36 This is just silly , either you buy what you need or want or you don t. Adults should be able to control their urges.<br />Beside this approach just raise prices for everybody. This is just silly , either you buy what you need or want or you don t. Adults should be able to control their urges.
Beside this approach just raise prices for everybody.

]]> By: Anonymoushttp://www.financialsamurai.com/2009/07/20/controlling-the-urge-to-splurge/comment-page-1/#comment-35 Anonymous Tue, 21 Jul 2009 16:35:26 +0000 http://www.financialsamurai.com/?p=34#comment-35 RB, You must have been smelling your shoes and wondering if you should return. :O) I was content with my $20 something work shoes from Naturalizer for a long time until they ran out of the style I wanted. So I started looking for another brand that I could afford and comfortable. I have bought many pairs of Easy Spirit since. I have also retired since! I am not rich, but I am content with my meager retirement pension, two grand a month. <br /><br />Lovingkind RB, You must have been smelling your shoes and wondering if you should return. :O) I was content with my $20 something work shoes from Naturalizer for a long time until they ran out of the style I wanted. So I started looking for another brand that I could afford and comfortable. I have bought many pairs of Easy Spirit since. I have also retired since! I am not rich, but I am content with my meager retirement pension, two grand a month.

Lovingkind

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