Comments on: The DVD Method to CD Investing: The Only Way To Achieve Max Yield http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/ Slicing Through Money's Mysteries Fri, 10 Feb 2012 05:38:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Hunting For The Best CD Rates | Financial Samurai http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/comment-page-1/#comment-29672 Hunting For The Best CD Rates | Financial Samurai Wed, 08 Jun 2011 14:22:24 +0000 http://www.financialsamurai.com/?p=1007#comment-29672 [...] next year since I have a new chunk of change to plop down.  You always want to employ the “DVD Method To CD Investing” by going after the longest duration possible to always get the maximum [...] [...] next year since I have a new chunk of change to plop down.  You always want to employ the “DVD Method To CD Investing” by going after the longest duration possible to always get the maximum [...]

]]> By: Financial Samurai http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/comment-page-1/#comment-17919 Financial Samurai Sat, 27 Nov 2010 19:43:00 +0000 http://www.financialsamurai.com/?p=1007#comment-17919 It really is effective for that portion of your assets which are conservative and do not need. Just have to get through the preliminary phase of waiting without using the money. If you plan to live longer than 5 years in this example, it behooves you to employ this method to maximize your cash returns! It really is effective for that portion of your assets which are conservative and do not need. Just have to get through the preliminary phase of waiting without using the money. If you plan to live longer than 5 years in this example, it behooves you to employ this method to maximize your cash returns!

]]> By: Ben Stiller http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/comment-page-1/#comment-17918 Ben Stiller Sat, 27 Nov 2010 19:37:13 +0000 http://www.financialsamurai.com/?p=1007#comment-17918 I am amazed with this concept. I should probably try this one and share with my friends if it is really effective or what. Thanks for sharing this one. I am amazed with this concept. I should probably try this one and share with my friends if it is really effective or what. Thanks for sharing this one.

]]> By: George http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/comment-page-1/#comment-10951 George Sun, 01 Aug 2010 17:24:49 +0000 http://www.financialsamurai.com/?p=1007#comment-10951 Sam - With interest rates lower yet in 2010 (bankrate.com shows 3.05% being the top rate for 5-yr CDs), did you or will you buy another CD this year? Sam -
With interest rates lower yet in 2010 (bankrate.com shows 3.05% being the top rate for 5-yr CDs), did you or will you buy another CD this year?

]]> By: The Emergency Fund Fallacy | Financial Samurai http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/comment-page-1/#comment-8513 The Emergency Fund Fallacy | Financial Samurai Fri, 21 May 2010 09:03:07 +0000 http://www.financialsamurai.com/?p=1007#comment-8513 [...] your fellow Benjamins in the bank, hopefully earning at least a 4% interest rate using the “DVD Method To CD Investing” and having a grand old yield maximizing time.  A Benjamin’s purpose in life is to [...] [...] your fellow Benjamins in the bank, hopefully earning at least a 4% interest rate using the “DVD Method To CD Investing” and having a grand old yield maximizing time.  A Benjamin’s purpose in life is to [...]

]]> By: The Personal Finance Blog http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/comment-page-1/#comment-6032 The Personal Finance Blog Tue, 16 Mar 2010 05:32:59 +0000 http://www.financialsamurai.com/?p=1007#comment-6032 I started setting my finances straight by setting up an emergency cash fund. The goal is 10K, but I definitely don't have that lying around. Contrary to your example, I'm not looking at returns yet, because they're really nominal as far as my incremental investments are concerned. I'm building it 1K at a time, and once the pool reaches 10K, I'll simply open a 10K CD, at the term that offers the highest return, and just let it sit there. .-= The Personal Finance Blog´s last blog ..<a href="http://thepersonalfinanceblog.com/entrepreneurship/starting-a-laundry-laundromat-business/" rel="nofollow">Starting a Laundry Business</a> =-. I started setting my finances straight by setting up an emergency cash fund. The goal is 10K, but I definitely don’t have that lying around. Contrary to your example, I’m not looking at returns yet, because they’re really nominal as far as my incremental investments are concerned. I’m building it 1K at a time, and once the pool reaches 10K, I’ll simply open a 10K CD, at the term that offers the highest return, and just let it sit there.
.-= The Personal Finance Blog´s last blog ..Starting a Laundry Business =-.

]]> By: uberVU - social comments http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/comment-page-1/#comment-5005 uberVU - social comments Thu, 18 Feb 2010 01:31:53 +0000 http://www.financialsamurai.com/?p=1007#comment-5005 <strong>Social comments and analytics for this post...</strong> This post was mentioned on Twitter by financialsamura: * NEW OLD POST * The DVD Method To CD Investing http://bit.ly/54SPtD Employing this method makes me $5-8,000 more a year in interest income!... Social comments and analytics for this post…

This post was mentioned on Twitter by financialsamura: * NEW OLD POST * The DVD Method To CD Investing http://bit.ly/54SPtD Employing this method makes me $5-8,000 more a year in interest income!…

]]> By: admin http://www.financialsamurai.com/2009/10/02/the-dvd-method-to-cd-investing/comment-page-1/#comment-3640 admin Sat, 09 Jan 2010 22:06:55 +0000 http://www.financialsamurai.com/?p=1007#comment-3640 EOW -I do let the interest compound, but unfortunately, I can't figure out a way not to pay taxes on the interest income that comes due every year. I pay the taxes, and the CD continues to grow every year. I do not take any of the interest income out, although I can with no penalty. That's the thing, if you have say $250,000 in a CD at 4%, you get $10,000/yr or $833.33/month in interest income the first year which continues to compound of course. So, there really shouldn't be a NEED to withdraw more money from your CD, if this is your retirement allocated income. EOW -I do let the interest compound, but unfortunately, I can’t figure out a way not to pay taxes on the interest income that comes due every year. I pay the taxes, and the CD continues to grow every year. I do not take any of the interest income out, although I can with no penalty.

That’s the thing, if you have say $250,000 in a CD at 4%, you get $10,000/yr or $833.33/month in interest income the first year which continues to compound of course. So, there really shouldn’t be a NEED to withdraw more money from your CD, if this is your retirement allocated income.

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