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	<title>Comments on: Don&#8217;t Have Children If You Can&#8217;t Take Care Of Yourself</title>
	<atom:link href="http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/</link>
	<description>Slicing Through Money&#039;s Mysteries</description>
	<lastBuildDate>Fri, 10 Feb 2012 20:08:04 +0000</lastBuildDate>
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	<item>
		<title>By: Quit Your Job And Die Alone — Untemplater</title>
		<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/comment-page-1/#comment-60832</link>
		<dc:creator>Quit Your Job And Die Alone — Untemplater</dc:creator>
		<pubDate>Mon, 30 Jan 2012 09:39:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialsamurai.com/?p=6821#comment-60832</guid>
		<description>[...] your body fades away.  You&#8217;ll never have an option to start your own family, unless you adopt which would be so wonderful!  And when you&#8217;re &#8220;old and filled with regrets, waiting to [...]</description>
		<content:encoded><![CDATA[<p>[...] your body fades away.  You&#8217;ll never have an option to start your own family, unless you adopt which would be so wonderful!  And when you&#8217;re &#8220;old and filled with regrets, waiting to [...]</p>
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	<item>
		<title>By: Financial Samurai</title>
		<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/comment-page-1/#comment-59370</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Thu, 29 Dec 2011 15:25:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialsamurai.com/?p=6821#comment-59370</guid>
		<description>You don&#039;t have to feel guilty having children.  It&#039;s your right

Just encourage people to make sure they can care for themselves first and consider adopting too.

Thnx</description>
		<content:encoded><![CDATA[<p>You don&#8217;t have to feel guilty having children.  It&#8217;s your right</p>
<p>Just encourage people to make sure they can care for themselves first and consider adopting too.</p>
<p>Thnx</p>
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		<title>By: Financial Samurai</title>
		<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/comment-page-1/#comment-59369</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Thu, 29 Dec 2011 15:23:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialsamurai.com/?p=6821#comment-59369</guid>
		<description>I&#039;d rather keep my efforts private, so I don&#039;t get any credit.

Check out the Yakezie Writing Contest / Scholarship though on Google.</description>
		<content:encoded><![CDATA[<p>I&#8217;d rather keep my efforts private, so I don&#8217;t get any credit.</p>
<p>Check out the Yakezie Writing Contest / Scholarship though on Google.</p>
]]></content:encoded>
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	<item>
		<title>By: Financial Samurai</title>
		<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/comment-page-1/#comment-59368</link>
		<dc:creator>Financial Samurai</dc:creator>
		<pubDate>Thu, 29 Dec 2011 15:21:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialsamurai.com/?p=6821#comment-59368</guid>
		<description>Actually, it&#039;s closet to 30% who go or have college degrees.

Most people agree with me that being responsible is important.</description>
		<content:encoded><![CDATA[<p>Actually, it&#8217;s closet to 30% who go or have college degrees.</p>
<p>Most people agree with me that being responsible is important.</p>
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		<title>By: MimiR</title>
		<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/comment-page-1/#comment-59345</link>
		<dc:creator>MimiR</dc:creator>
		<pubDate>Wed, 28 Dec 2011 09:03:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialsamurai.com/?p=6821#comment-59345</guid>
		<description>Only about 50% of America even GOES to college.  You&#039;re dreaming that 50% would agree with you.

I paid for 2/3rds of my college through MERIT scholarships and work.  I&#039;m paying for my kids&#039;, but I have no obligation to do so.</description>
		<content:encoded><![CDATA[<p>Only about 50% of America even GOES to college.  You&#8217;re dreaming that 50% would agree with you.</p>
<p>I paid for 2/3rds of my college through MERIT scholarships and work.  I&#8217;m paying for my kids&#8217;, but I have no obligation to do so.</p>
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		<title>By: MimiR</title>
		<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/comment-page-1/#comment-59344</link>
		<dc:creator>MimiR</dc:creator>
		<pubDate>Wed, 28 Dec 2011 09:01:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialsamurai.com/?p=6821#comment-59344</guid>
		<description>Actually, the entire Quiverfull movement is anti-debt.  I disagree with much of their beliefs, but it&#039;s not just the Duggars who have lots of kids and no debt.</description>
		<content:encoded><![CDATA[<p>Actually, the entire Quiverfull movement is anti-debt.  I disagree with much of their beliefs, but it&#8217;s not just the Duggars who have lots of kids and no debt.</p>
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	<item>
		<title>By: MimiR</title>
		<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/comment-page-1/#comment-59343</link>
		<dc:creator>MimiR</dc:creator>
		<pubDate>Wed, 28 Dec 2011 08:59:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialsamurai.com/?p=6821#comment-59343</guid>
		<description>And, BTW, we have 2 kids of our own--so far--and are dedicating more than $3,500 directly to helping the poor in other countries next year--focusing on children.  ($720 is going to an African AIDS orphanage, for instance.)  And we are NOT nearly as well off as you.

What have you actually DONE?</description>
		<content:encoded><![CDATA[<p>And, BTW, we have 2 kids of our own&#8211;so far&#8211;and are dedicating more than $3,500 directly to helping the poor in other countries next year&#8211;focusing on children.  ($720 is going to an African AIDS orphanage, for instance.)  And we are NOT nearly as well off as you.</p>
<p>What have you actually DONE?</p>
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	<item>
		<title>By: MimiR</title>
		<link>http://www.financialsamurai.com/2010/04/19/please-dont-have-children-if-you-cant-take-care-of-yourself-orphans/comment-page-1/#comment-59342</link>
		<dc:creator>MimiR</dc:creator>
		<pubDate>Wed, 28 Dec 2011 08:52:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialsamurai.com/?p=6821#comment-59342</guid>
		<description>Wow.  This is your dumbest post yet.

First of all, it costs $250k a year to people who send their kids to $5k summer camps.  The real cost of the first child is, including saving for college (yes, at an excellent public university--for an undergraduate degree, a private university is terrible ROI now) is no more than $5k a year.  The cost for additional children are at least $1k less than that--more if the second child is the same gender.

Here are reasons to have children:

1)  Prevent the collapse of civilization.  Demographic collapse is no joke.  It&#039;s happened before, and it&#039;s happening now, and it doesn&#039;t play around.

2)  It&#039;s impossible to adopt almost all of those millions of orphans because the UNICEF believes that it&#039;s better for orphans to starve at home than to go to parents of a different culture.  The cost of international adoption is now averaging above $25k and heading higher rapidly.

3)  The parents who waited until they were &quot;financially secure&quot; to have their single child do not usually have more well-rounded children.  They have spoiled, neurotic children who are babied and pandered, who are never bored so never learn to think or dream, who are aimless, witless, insipid, and dull.  There are exceptions, but they are just that.

4)  Children are not neglected because their parents aren&#039;t rich.  Children grow up in a distorted fishbowl if their parents have too much.  We aren&#039;t rich, but we&#039;ve had to be very careful with our children because spoiling them today, when consumer goods are so cheap, is ridiculously easy.

5)  Not having children doesn&#039;t lead to lower divorce rates.  And being wealthy doesn&#039;t make stupid people any smarter about money.  My neighbors make over $200k a year and live in a @##$#hole of a 1950s ranch half the size of ours (they have holes in their kitchen ceiling covered with cardboard and duct tape, to give you just ONE example...) because neither the husband nor the wife have any self-control, and they spend the money on crap the second it comes in and have no savings and no safety net and are always up to their ears in debt.

And, yes, you dimwit, the children available from US sources are virtually all coming with enormous amounts of baggage.  The waiting list for a healthy child under 5 of any race is HUGE, and there are so many people unable to have children of their own who are desperate for a child that you&#039;d have to be the biggest dick in the world to want to shove one out because you can&#039;t be bothered to breed your own.</description>
		<content:encoded><![CDATA[<p>Wow.  This is your dumbest post yet.</p>
<p>First of all, it costs $250k a year to people who send their kids to $5k summer camps.  The real cost of the first child is, including saving for college (yes, at an excellent public university&#8211;for an undergraduate degree, a private university is terrible ROI now) is no more than $5k a year.  The cost for additional children are at least $1k less than that&#8211;more if the second child is the same gender.</p>
<p>Here are reasons to have children:</p>
<p>1)  Prevent the collapse of civilization.  Demographic collapse is no joke.  It&#8217;s happened before, and it&#8217;s happening now, and it doesn&#8217;t play around.</p>
<p>2)  It&#8217;s impossible to adopt almost all of those millions of orphans because the UNICEF believes that it&#8217;s better for orphans to starve at home than to go to parents of a different culture.  The cost of international adoption is now averaging above $25k and heading higher rapidly.</p>
<p>3)  The parents who waited until they were &#8220;financially secure&#8221; to have their single child do not usually have more well-rounded children.  They have spoiled, neurotic children who are babied and pandered, who are never bored so never learn to think or dream, who are aimless, witless, insipid, and dull.  There are exceptions, but they are just that.</p>
<p>4)  Children are not neglected because their parents aren&#8217;t rich.  Children grow up in a distorted fishbowl if their parents have too much.  We aren&#8217;t rich, but we&#8217;ve had to be very careful with our children because spoiling them today, when consumer goods are so cheap, is ridiculously easy.</p>
<p>5)  Not having children doesn&#8217;t lead to lower divorce rates.  And being wealthy doesn&#8217;t make stupid people any smarter about money.  My neighbors make over $200k a year and live in a @##$#hole of a 1950s ranch half the size of ours (they have holes in their kitchen ceiling covered with cardboard and duct tape, to give you just ONE example&#8230;) because neither the husband nor the wife have any self-control, and they spend the money on crap the second it comes in and have no savings and no safety net and are always up to their ears in debt.</p>
<p>And, yes, you dimwit, the children available from US sources are virtually all coming with enormous amounts of baggage.  The waiting list for a healthy child under 5 of any race is HUGE, and there are so many people unable to have children of their own who are desperate for a child that you&#8217;d have to be the biggest dick in the world to want to shove one out because you can&#8217;t be bothered to breed your own.</p>
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