After publishing, Financial Independence: Maybe You Don’t Want It Bad Enough, most of you agreed that paying back your debt is the right thing to do. The post has some tough love because it doesn’t help anybody to just blame the system or someone else for their problems. It’s much better to find solutions and highlight effective examples to show people the way.
If you want something bad enough, you’ll do everything possible to make it happen. If not, then be at peace with your circumstance, and let other people who have what you want also be at peace. Certainly don’t try and shame them for their efforts. And try not to let other people pay for your mistakes.
As someone who really enjoys hearing lots of different perspectives, I want to address a comment by an ex-Financial Samurai reader Mrs. Whipple who says that I lack compassion for putting the onus on the debtor to repay. Then I’ll share eight solutions on how to get everyone but you to pay for your debt. Let’s do this!