Insurance

Cheap Health Insurance Options For The Unemployed, Self-Employed, Or Early Retiree

Whether you are unemployed by choice or due to unfortunate circumstance, having health insurance is a must. According to The American Journal Of Medicine, 62% of all bankruptcies in 2007 were health related and that’s before the economic meltdown. What’s more frightening is that back in 2001, health related bankruptcies were “only” 45% of total.

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The Ideal Amount Of Home Insurance To Protect Your Property

Every year I review my home insurance policy to make sure I’ve got the proper coverage. The reason why it’s important to check is because home insurance policies and pricing change all the time. For example, there might be discounts or special offerings for one. Meanwhile, your insurance company might slip in some extra charges

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How Often Should You Get A Physical And How Much Does It Cost?

Before my COBRA (healthcare for departed employees) ran out, I decided to get a physical exam. It’s been three years and it was about time. Many insurance companies offer one free physical every year. Give your insurance company a call to find out if yours is one of them. That’s a $200-$500 “savings” every year

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Winners And Losers Of Obamacare Hooray!

In a close 5-4 decision, the Supreme court says Congress was acting within its powers under the Constitution when it required Americans to carry health insurance or pay a penalty! The legislation is 1,000 pages long so I can’t even come close to understanding all the nuances of the bill.  All I understand is that

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The Fittest People May Have The Lowest Self-Esteem

I’m focused with physical fitness right now. As a father of two kids, I want to be fit enough to play with them and live long enough to see them become independent adults. Further, COVID-19 has shown to attack people not in ideal shape. However, I do wonder whether being obsessed about fitness is healthy.

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Open Enrollment: You Might Die An Expensive Death So Sign-up Now

It’s open enrollment time again for insurance and benefits for the following year.  With all this talk about health insurance costs going up and benefits going down, I’m surprised to see my total insurance and benefits costs hover the same at around $150 a month for an individual.  I looked carefully at each line item

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The Best Way To Lose Weight And Become Debt-Free

The best way to lose weight is easier than you think. Let me explain after wearing the same size 33″ jeans since 1999. Yesterday was one of those perfect gastronomic days. For breakfast, there was all you can eat fruit and pastries. For lunch, some deliciously “low calorie” Greek baked spaghetti with garlic bread you see to

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