Presidential Election Time: Policies To Win America’s Vote

Occupy The Government!The presidential election is just days away! This is when candidates start hamming it up and telling us all the great things they will do for us to gain or retain power. My favorite policies are ones that redistribute money from those who’ve earned it to those who haven’t. That rocks!

Given politicians love power, I hereby declare my wish list of things if they promise to do, will buy my vote. Everybody needs to think about what type of goodies you want from the government as well. For those of you who have the privilege of paying federal income taxes, do not let your tax dollars go to waste! You will be thrown in jail if you do not pay your federal income taxes, so it’s important to demand concessions.

Obama and Mitt, if you’re still reading my site (I see those White House IP addresses hit on occasion), think long and hard about my list of demands. Mitt, you should be especially vigilant because my crystal ball says you are on track to lose big time. Obama is doing a much, much better job convincing the middle class he will provide us more benefits. You don’t want to waste all that time and donor’s money again now would you?

TOP 10 WISHES TO GET MY VOTE 

The Fittest People Have The Lowest Self-Esteem

I’m somewhat obsessed with physical fitness right now.  It’s surprising, because the new year’s health push usually dissipates by February!  Just yesterday I thought, “What’s the point of being thin if I don’t have four pack abs?”  And then I started thinking what kind of person thinks about these types of questions?  Pretty unproductive and pointless if you ask me.

I’ve come to the conclusion that those with the highest self-esteem are the least fit and most indebted people on Earth.  Meanwhile, those who constantly think about their looks, and who are always at the gym exercising and pumping iron have the lowest self-esteem.  They are constantly checking themselves in the mirror to admire their physiques, even though they already know they look fine.

Think about the extreme case of anorexia.  Despite being thinner than the average person, the person who is inflicted with this disease doesn’t have the self-esteem to recognize their own beauty and stop punishing themselves.  Now think about the morbidly obese person.  Is this also a disease as well?  The person doesn’t really care what you think of him or her.

YOU ARE WHO YOU WANT TO BE

Is Unemployment Really That High?

The nearby Kentucky Fried Chicken has a help wanted sign up for the past 6 weeks.  I asked the manager how the hunt was going when I picked up my bucket of goodness and he said nobody was applying.

They pay $10 an hour for up to 8 hour shifts a day.  That’s $400 a week and $1,600 a month.  Not bad right?  I think so, even for a city like San Francisco.  For $1,600 a month, you can rent a room with a couple housemates for $700 a month, and have $900 a month left over for food and entertainment.  Not bad if you’re single.

If you’ve got a family to support, $1,600 in San Francisco is not going to get you very far, which is why many move out of San Francisco to one of the burbs and commute.

KFC’s inability to hire got me wondering: Is unemployment really 10%?  Everyday, you see the media drone on and on about how bad the employment market is.  I truly empathize with anybody out of work who wants to work.  However, if KFC can’t find a position for 6 weeks, perhaps the employment picture is actually much better than perception.

The city of San Francisco is hopping.  There is more money out there than you think.  I couldn’t get a cab for 50 minutes the other day from downtown to the gym.  I gave up and ended up jogging 3 miles in the rain in my work clothes and 20 pound bag.  Shit, that sucked.  I asked my well-to-do friend who is approaching his 80th week of collecting unemployment insurance how much he gets and how he’s doing.  He said roughly $450 a week, which he spends on going out at night.  He’s having a great time.

WHAT WOULD YOU DO IF YOU WERE UNEMPLOYED?

Who Pays The Bill?

About a month ago, I went to an open house and met a realtor named Sally.  I was immediately drawn to Sally due to her wealth of knowledge.  I’m currently very interested in building my real estate portfolio given the lag in property prices and very attractive rental yields vs. borrowing costs.  As a result, we got to talking and we agreed to have a follow up conversation during happy hour sometime in the future.  Realtors are always looking for new clients and I’m always looking to get up to date about the real estate environment.  This post is not a topic of whether one should be buying property now.  This post is about deciding who pays the bill.

The last time I let a woman pay the bill was never, especially for an acquaintance I hardly know.  In fact, even for new male acquaintances, I always pay the bill.  It’s just the way I grew up.  I asked the Twitter community whether I should pay or not since I am a prospective client, and I immediately got a range of responses from “don’t be that guy,” to “you are sexist for even thinking about wondering whether you should pay.”  Pretty tough responses, which leads me to believe that sharing any questions I have in public just opens oneself out for attack.  I also understand why people shy away from others and keeps things to themselves.

THE REASON

Should I Have Closed My Credit Cards?

Lifestyle inflation and a mega yachtI did some spring cleaning the other day and found two credit cards in my drawer which I totally forgot I had!  One was a Home Depot credit card I got three years ago at the check out counter because I could save 15% off my $3,000 purchase immediately.  The other card was a Banana Republic card that I applied for also three years ago to save 10% off my $1,300 purchase of a couple new suits, shirts, and shoes.  Both cards have zero balances, and neither have been used since the initial purchases!

My first reaction was to close both cards since I didn’t want someone risking get a hold of them and going crazy buying Brazilian rosewood floors at Home Depot or alligator shoes at Banana Republic or something.  In essence, I wanted peace of mind and so, I closed both cards.  To my surprise, I didn’t get a hard sell to leave them open.  I pressed several buttons on my cell phone and both cards are now shutdown.  Ahhh, so nice to not have to worry and have less potential holes to leak wealth.

SHOULD I HAVE CLOSED THEM THOUGH?