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To ROTH or not to ROTH - that is the question...

Started by david123, May 07, 2020, 11:51:26 AM

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So I've been doing backdoor ROTH contributions for a while now for myself and my wife.  I think ROTHs are awesome, probably the best tax break available to the general population, but I see some people down on them - why?

I'm already maxing my 401k and doing a of of post-tax investments.  I just wish I could put more in my ROTHs now.  When I retire and my income goes down, I will try to do some conversions every year in a lower tax bracket to get my ROTHs funded as much as possible.