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Started by will, September 19, 2018, 02:58:56 PM
Quote from: jekamom on September 19, 2018, 06:21:59 PMI think you need different "buckets" of investments. We invest in life insurance to meet a present need -- the crisis of losing a partner to early death and being financially disabled because of it. Term is soley built for that, but permanent life insurance, if you can afford it, has benefits. The cash value does build. The dividends can be used to purchase paid up additions of additional life insurance. Life changes in a blink. We plan to invest and sometimes we get to, sometimes we have to bury a loved on and need time to heal. Like we put money aside in our investments for the future, we put money in life insurance in case the future isn't what we hoped. We are mortal. I hope you have an emergency fund, and homeowners or renters insurance, and health insurance, and a will. Those don't give the greatest returns either but they sure do help in thier way in an emergency.