This is a free Financial Samurai newsletter that was published on March 18, 2024. Every week, I come out with a free weekly newsletter to help readers achieve financial freedom sooner rather than later. Join 65,000 other readers and subscribe here. This way, you’ll never miss a thing. Financial Samurai began in July 2009 and […]
Financial Samurai Newsletter March 18, 2024: NAR, FIRE, Gloom Read More »
Fundrise is a leading online private real estate company with over $3.3 billion in assets under management and over 500,000 investors. The firm runs multiple real estate funds that invests in commercial real estate predmonantly in the Sunbelt region where valuations are lower and net rental yields are lower. With an investment minimum of only
Fundrise Pro Review: Customized Private Real Estate Investing Read More »
Exciting news for homesellers and homebuyers! The National Association of Realtors (NAR) has reached a settlement in its lost $1.8+ billion lawsuit on price fixing and collusion, agreeing to pay $418 million in damages. This settlement marks a significant shift in the homebuying and selling business model, where sellers traditionally paid both their broker and
The NAR Settlement’s Impact On Commissions And Home Prices Read More »
If you’ve been feeling down despite the apparent strength of the economy, I can relate. Despite stocks, real estate, and other risk assets reaching all-time highs, there seems to be a growing silent recession among Americans. Here are the primary reasons why I believe some of us don’t feel better despite the apparent strength of
A Silent Recession: Why You Might Feel Bad Despite A Good Economy Read More »
I’ve faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it’s important to clarify that she hasn’t been truly retired. Instead, she has been actively engaged as a full-time mom since 2017. In addition, she has helped do a lot of the operational and editorial work for
Life Insurance Is A Reason Why Your Spouse Doesn’t Need To Work Read More »
One of the most commonly asked questions I get is whether I had to make sacrifices in my pursuit of FIRE (financial independence and retire early). When they refer to sacrifices, what they really mean is whether I missed out on the typical fun experiences of a young adult. These aren’t serious sacrifices like risking
The Sacrifices We Make To Achieve Financial Independence Read More »
Zillow recently released an intriguing study that outlines the income needed to afford a “typical home” in different cities. The study considers a 10% down payment and utilizes the Zillow Home Value Index to determine the median home price in each city. A 10% down payment is lower than my recommended 20% down payment based
Income Required To Afford A Typical Home By City In 2024 Read More »
If you’re wondering whether it’s worth paying more for branded gas, also known as Top Tier gas, from places like Chevron or Shell, the answer is no. The gas quality is similar enough where you won’t notice a decline in performance. Your engine will run just fine whether you run 87 octane Chevron gas versus
Paying For Branded Gas Or High Octane Gas Is A Waste Of Money Read More »
With negative cash flow, I’ve embarked on a mission to trim unnecessary expenses from my budget. In times of surplus cash before my home purchase, I hadn’t scrutinized my expenses for years. It’s not that I was lazy about budgeting; instead, I’ve always embraced the “pay myself first and spend the rest” strategy. Each month,
Three Sneaky Expenses That Are Ruining Your Budget Read More »
In 2023, Fundrise launched its Opportunistic Credit Fund to the public, a specialty fund that lends money for construction loans and refinances. Given the decline in banks willing to lend, Fundrise has stepped in to provide liquidity on some of the best projects it has identified. According to Fundrise, the dramatic increase in interest rates
Fundrise Opportunistic Credit Fund Review: Should You Invest? Read More »
