Search Results for: early retirement

A Better Dollar-Cost Averaging Strategy For Your Investments

Dollar-cost averaging is the act of consistently investing in a particularly security over a set interval of time. Whether you know it or not, you are likely dollar-cost averaging every time you get a bi-weekly or monthly paycheck. For example, at the beginning of the year, you may elect a fixed percentage of your pre-tax […]

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The Main Types Of Investment Risk Exposure To Be Aware Of

I’m not sure if homebuyers truly realize how much concentrated risk they are taking when they buy property. Most middle-class homeowners have a majority of their net worth in their primary residence (~80%). This can be dangerous during a downturn. Therefore, I want to use this post to discuss the main types of investment risk

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Patient Capital: The Key To Long-Term Wealth Creation

Patient capital is the key to long-term wealth creation. Patient capital is the opposite of active trading and non-stop speculating. Liquidity is overrated. Once you have about six months worth of living expenses saved, there’s really no need to hoard even more cash since you have insurance. If you do accumulate more cash, that’s called

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Disadvantages Of The Roth IRA: Not All Is What It Seems

Although the Roth IRA is an important tax-advantaged retirement account, there are also disadvantages of the Roth IRA that are seldom discussed. For years I’ve been an opponent of the Roth IRA. After the government came out with its tricky way to let us all do a “one-time” Roth IRA conversion from our traditional IRAs,

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Never Tell Anyone How Much Money You Make

After the global pandemic, the wealth gap has widened further with stocks, real estate, and crypto marching to all-time highs. Therefore, if you are doing well, I highly recommend you never tell anyone how much money you make. Instead, practice Stealth Wealth instead. If you start telling people how much you make, you’re inevitably going

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