At least once a year, you need to do an asset allocation review. An asset allocation review will help make sure you have the proper risk exposure. In a bull market, the wealthy get way more wealthy than the average person. Even if your $300,000 portfolio is up 30% to $390,000 this year, that’s nothing […]
Asset Allocation Review – How Much Richer Do You Feel In This Bull Market? Read More »
Everybody is worried about a fiscal cliff, so what the hell is it? In a nut shell, Bernanke coined the term in Feb 2012 as a way to describe massive spending cuts and tax hikes in January 2013 if there is no budget deal in Washington DC. Because the House is still controlled by the
Solutions To The Fiscal Cliff: Time To Start Investing? Read More »
A self-directed IRA may be a good idea. Let me explain why, especially if you invest in growth stocks and have a proclivity to day trade. With a self-directed IRA, you can do much Picture the scenario: You’ve been a virtual slave to your office. (Hard to imagine, right?) There’s always some paper to be filed, some
A Self-Directed IRA For Your Retirement Planning Read More »
Poor financial decisions haunt us all. It’s hard to know you’re making a poor financial decision until after the fact. Things sure felt great at the top of the market in 2007. Stocks were on fire. Real estate could do no wrong. Turning 30 was only slightly depressing for several days. I even remember being
A Way To Reduce Poor Financial Decisions And Build More Wealth Read More »
Investing is a journey that can be as adventurous as you want it to be. Some people can tolerate a lot of risk and jump at any speculative investment opportunity to try and strike it rich. Others take a lower risk, backseat approach and focus on passive investing instead of active investing. And some take
How To Know When To Take Profits In Growth Stocks? Read More »
Let me introduce you to the DVD rental method to CD investing. When we first bought our $1,200 HDTV six years ago, we told ourselves never to go to the movies again until we watched enough DVDs to pay for the purchase. Every time we went to the movies, we’d have to pay on average
The DVD Rental Method to CD Investing: The Only Way To Achieve Max Yield Read More »
A structured note can save value investors from a bad trade. Let me share an example with an Apple stock structured note. Back in December 2012 I started geting interested in Apple (AAPL). The stock had fallen from $705 down to the low $500s as investors began to sour on its margins, the CEO, and
How A Structured Note Can Save Value Investors From A Bad Trade Read More »
The refinance window only lasts so long. There was a massive refinance window during the global pandemic. However, that particular refinance window has closed. Mortgage rates are now at 17-year highs and the housing market is at a standstill since everybody refinanced in 2020, 2021, and early 2022. When the next refinance window opens, I
The Refinance Window Is Closing: Historical Charts Of The 10-Year Yield Read More »
The virtual currency world has exploded with the popularity of Bitcoin and other crypto currencies. This post discusses Olim Dives, a startup before its time. When I first began investing in college with the money I earned from odd jobs in high school, I had no idea what I was doing. Online investing was a
The Virtual Currency World Of Investing With Olim Dives Read More »
Want to make more money? Of course you do. Make time to think differently so you can discover new investment and business opportunities In 2020, the S&P 500 closed up almost 18% for another record all-time high! This was despite the global pandemic crushing businesses and jobs. Just think about this situation for a little
Make Time To Think Differently If You Want To Make More Money Read More »
