Investments

An Investment Thesis: The Key To Making More Money Long Term

In general, the longer you stay invested, the greater your chance of making money. To help you maintain a long-term investment approach, it’s imperative to develop an investment thesis. Drawing from my experience in investing since 1995, it’s sometimes easy to get shaken out of a particular investment. Or it’s easier for some people to […]

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2024 Wall Street Forecasts For The S&P 500: More Positive Outlook

After a bull market in 2023, let’s look at the 2024 Wall Street forecasts for the S&P 500. Overall, the 2024 S&P 500 targets range from 4,200 to 5,500. Obviously, anything can happen over the course of a year. Plenty of economic data and corporate events will happen through 2024 that will make Wall Street

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Why It’s So Hard To Leave San Francisco: Excitement, Fear, AI

I’ve been trying to leave San Francisco since 2014. After fake retiring in 2012, I thought it was only logical to move to a lower-cost area of the country, like Honolulu, to save money and be closer to my folks. Yes, Honolulu isn’t cheap, but it’s cheaper than San Francisco! Heowever, every time I try

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Making Venture Capital Investing Accessible To All With Fundrise

If you want to invest in venture capital, you now can by investing in the Fundrise Innovation Fund. It has democratized access to venture investing with only a $10 investment minimum for all investors. In comparison, traditional venture capital funds are invite only and have $100,000-$250,000 minimums. My first venture capital investment was in 2007.

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A Recession Preparation Checklist To Survive Bad Times

Are you ready for another recession? With interest rates surging, oil prices rices, stock markets falling, the government stalling, increasing layoffs, and the housing market grinding to a halt, it seems inevitable another recession is just around the corner. Don’t wait until it’s too late to prepare. Surely, there will be a bunch more regional

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When Will The Fed Cut Interest Rates? A Forecasting Exercise

Investors and particularly homebuyers are wondering when will the Fed finally start cutting rates? After 11 rate hikes so far since 2022, investors and homebuyers are starting to feel the strain of higher borrowing costs. The longer the Fed Funds rate stays high, the more negative impact it will have on the economy. Ideally, the

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Selling Municipal Bonds Is Incredibly Expensive And Cumbersome

If you’re thinking about holding individual municipal bonds as a safe and liquid source of funds, think twice. Owning highly-rated municipal bonds is low risk. However, selling individual municipal bonds can be incredibly expensive and cumbersome. Unlike stocks, which now have $0 trading fees and ample liquidity, municipal bonds have a much less liquid market.

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Suggested Stock Allocation By Bond Yield For Logical Investors

With interest rates rising across Treasury bonds, municipal bonds, and corporate bonds, there comes a point where owning bonds becomes more attractive than owning stocks. The objective of this article is to figure out an appropriate stock allocation by bond yield for a better risk-appropriate return. With the 10-year Treasury bond yield rising to as

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