Retirement

The maximum 401k contribution limit for 2026 is $24,500, up from $23,500 in 2025, and up from $23,000 in 2024. Your 401k is one of the three legs of the new retirement stool: you, you, and you. The maximum employee 401k contribution limits today feel like big money. Take advantage! Historically, the 401k contribution limit

For the longest time, I’ve wondered whether Social Security is a dependable source of income for traditional retirees. As someone still over 16 years away from being able to collect, it’s hard to believe in the system given it is already underfunded by ~22%. Therefore, when the Social Security Administration announced the cost of living

There’s a saying that goes something like this: To feel rich, take whatever you earn and triple it. Once you get there, triple it again. In other words, due to hedonic adaptation, it’s impossible to ever permanently feel rich! We all know that making a top 1% income or top 0.1% income means you are

The right asset-to-liability ratio is important if you want to retire comfortably or achieve financial independence. If your ratio is too low, you may stress too much about your finances because you have too much debt. If your ratio is too high, you might not be taking enough advantage of enough cheap debt to get

Today’s guest post is from Jim at Route To Retire, an early retiree. His family of three decided to leverage international geoarbitrage to start a brand new life in Panama. Jim is living a life that I eventually want to try once both our kids are old enough to remember their adventures (5+). If you’ve

Imagine retiring by age 40, or FIRE (Financial Independence Retire Early). You may have to prepare for a 50-year retirement! Traditionally, the average American retires by age 65 and prepares for a 20-25-year retirement. However, with the median life expectancy increasing and more people desiring to retire earlier, we must plan for even more unknowns.