Personal Capital Affiliate Program Is The Best For Bloggers

Dear Bloggers,

For bloggers who write about retirement planning, wealth management, investing, 401k, and budgeting, Personal Capital is expanding their affiliate program. I've been an affiliate since 2012, and I consulted in their marketing department between 2013 – 2015 to help grow their affiliate business. Therefore, I am intimately aware of how awesome their affiliate program is.

New affiliates earn a very healthy $50 – $144 per sign-up who aggregates $100,000 worth of investable assets onto the Personal Capital dashboard e.g. IRA, Roth IRA, CDs, savings, rollover 401k, even a standard 401k, which can't be managed. The $100,000 is just linked accounts, and NOT transferring $100,000 onto the Personal Capital platform.

The more leads you generate, the higher your payout per qualified lead.

Below is a screen shot of Personal Capital's free portfolio analysis pages that helps you see how you are performing. Not only can users use the portfolio analysis tool, they also have a great retirement planner, and fantastic cash flow tools that are all free to use.

Personal Capital Market Movers Tool

One of the reasons why they can pay so well is because they have their own affiliate platform with HasOffers. HasOffers charges Personal Capital a fixed low monthly fee. If Personal Capital signed up via CJ, FlexOffers, ImpactRadius, or other affiliate platforms, they would have to pay them 20% – 35% of the total affiliate payout each month.

Paying $250/month to HasOffers to use their software is much cheaper than paying $50,000 a month to if they have a $200,000 a month affiliate payout program.

If you sign up directly with PC via HasOffers, you will not only get a higher payout than what you would be getting at FlexOffers and other places, but you'll have much better insights into the clicks, click through rates, posts that are converting, and access directly to their affiliate manager.

It's much better to develop a relationship straight with the source who is paying, rather than through a sub-affiliate. You'll also get sent customized graphics to use for your future posts.

The Personal Capital affiliate program is one of the reasons why I decided to take a leap of faith to leave corporate America where I was making at least $400,000 a year and work online full-time in 2012. The revenue generation is incredible given the synergies the product has with my content.

If you are interested, you can SIGN UP HERE. Tell them that Sam from Financial Samurai sent you. At the moment, the current affiliate manager is Cong Cao, whom I'm met multiple times as they are based in San Francisco. I also just had lunch with Mar Goines, Vice Chairman and Eric Weiss, their CMO in June 2018.

Personal Capital Affiliate Program Sign-up
Snapshot of the Personal Capital affiliate dashobard

Remember, making successful affiliate income takes effort and highlighting the right products that are congruent with your content. If you can find a great product like Personal Capital, it practically sells itself. I really recommend bloggers move away from direct advertising, which not only has a potential to hurt your site, but is definitely not scaleable or passive.

And if you want to try Personal Capital yourself to track your finances, you can sign up here. It's always good to try the product firsthand before writing about it.

Here is my in-depth review of Personal Capital's free financial tools to learn all about the different benefits.

Once again, here is my Personal Capital affiliate sign up link. Say that Financial Samurai referred you to get approved. Otherwise, it's very hard to get in because they really screen their affiliate program to protect their platform. 

I just met up with the CEO, CMO, and co-founder before the pandemic hit in 2020. Bill Harris, the co-founder is rocking the FS cap.

Personal Capital Review

About the Author: Sam began investing his own money ever since he opened an online brokerage account in 1995. Sam loved investing so much that he decided to make a career out of investing by spending the next 13 years after college working at two of the leading financial service firms in the world. During this time, Sam received his MBA from UC Berkeley with a focus on finance and real estate. He also became Series 7 and Series 63 registered. In 2012, Sam was able to retire at the age of 34 largely due to his investments that now generate roughly $200,000 a year in passive income. He spends time playing tennis, hanging out with family, consulting for leading fintech companies and writing online to help others achieve financial freedom. was started in 2009 and is one of the most trusted personal finance sites today with over 1.5 million organic pageviews a month. Financial Samurai has been featured in top publications such as the LA Times, The Chicago Tribune, Bloomberg and The Wall Street Journal.