Investments

To eliminate financial distortion, make sure I’m within my risk tolerance band, and push myself to continuously reinvest cash flow in order to survive permanent unemployment, every quarter I’ll be reviewing my investments. I’ve found that after even just a couple months, if I don’t write things down, I simply cannot remember how much and what I invested in. For the past […]

Besides the fact that there’s a massive generational wealth transfer underway, another reason why I’m not too worried about the financial future of our kids is because they are much more financially savvy than we once were. Here’s a post about financial advice out by a younger read. Thanks to the internet, there is an endless

Most people are leaving a ton of money on the table because they aren’t taking time out for deep thought, or derivative thinking. The people with a Financial Samurai mindset think in derivatives to maximize their financial situation, while those without just see the outcome for what it is and nothing more. They come up

As part of their 10 year anniversary, San Francisco-based LendingClub reached out to me to sponsor an overview of their latest initiatives. It’s been over a year since I wrote about P2P lending, so this is a good time for an update. All thoughts are my own. Before 2007, the world was quite different. There was no

One of the best ways to eradicate financial distortion is by meticulously tracking all investments. I’m pretty sure none of us will remember the exact details of what we bought, when we bought, and how much we bought years from now. This may lead to a significant miscalculation in cashflow during retirement. As a result, I’ve

Long-term investing is hard without discipline. One of the biggest problems I consistently observe is people’s inability to control their spending once they start making money or a lot more money. We all know someone who is making the big bucks, yet is just living paycheck to paycheck (see: Scraping By On $500,000 A Year). After three months

Financial distortion can make you think you have a greater net worth than you really do. This articles talks about how to protect your net worth from financial distortion so you can asset allocate better, have a clearer investment thesis, and ultimately make more money in the long run. Back in 2007, I invested in

Snap Inc. finally went public at $17 and was worth around $25 billion after a meteoric 45% rise in its first day of trading. Now the shares are even higher. With ~1,900 employees now liquid since it’s been over 6 months since the IPO, funny money capital will inevitably rain down on the Southern California

For most people, I believe their risk tolerance is an illusion. People consistently overestimate how much money they are willing to lose. Understanding and managing your risk tolerance in investing is crucial for long-term success. If you take too much risk, you might blow yourself up. If you take too little risk, you might not