Investments

The DVD Rental Method to CD Investing: The Only Way To Achieve Max Yield

Let me introduce you to the DVD rental method to CD investing. When we first bought our $1,200 HDTV six years ago, we told ourselves never to go to the movies again until we watched enough DVDs to pay for the purchase.  Every time we went to the movies, we’d have to pay on average […]

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How A Structured Note Can Save Value Investors From A Bad Trade

A structured note can save value investors from a bad trade. Let me share an example with an Apple stock structured note. Back in December 2012 I started geting interested in Apple (AAPL). The stock had fallen from $705 down to the low $500s as investors began to sour on its margins, the CEO, and

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The Refinance Window Is Closing: Historical Charts Of The 10-Year Yield

The refinance window only lasts so long. There was a massive refinance window during the global pandemic. However, that particular refinance window has closed. Mortgage rates are now at 17-year highs and the housing market is at a standstill since everybody refinanced in 2020, 2021, and early 2022. When the next refinance window opens, I

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The Virtual Currency World Of Investing With Olim Dives

The virtual currency world has exploded with the popularity of Bitcoin and other crypto currencies. This post discusses Olim Dives, a startup before its time. When I first began investing in college with the money I earned from odd jobs in high school, I had no idea what I was doing. Online investing was a

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Make Time To Think Differently If You Want To Make More Money

Want to make more money? Of course you do. Make time to think differently so you can discover new investment and business opportunities In 2020, the S&P 500 closed up almost 18% for another record all-time high! This was despite the global pandemic crushing businesses and jobs. Just think about this situation for a little

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Should I Invest In China? A Top Down And Bottoms Up Perspective

Before you invest in Chinese stocks, get up to date on the CNY currency aka RMB. The Ren Min Bi (RMB) has a managed peg to the USD which currently stands at roughly RMB 6.78:$1. The RMB has appreciated by a couple percentage points every year for the past decade and there are no signs

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Should I Invest In CDs And Other Questions To Ask Before You Do

Are you wondering whether to invest in CDs? CDs are Certificates of Deposits, which are FDIC-insured for up to $250,000 per person. As the stock market and real estate market roar to record highs post pandemic, interest rates are also ticking higher. As a result, more people are logically wondering whether investing in CDs is

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How To Know When To Take Profits? A Discussion Of Fear And Greed

Are you trying to know when to take profits? It’s tough to know for sure since stocks are considered funny money and provide zero utility. If you never take any profits in stocks, then you’ll never utilize your stocks for anything good or useful in your life. The last thing we want to do is

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Why You Don’t Feel Wealthy With Stocks At Record Highs

With stocks at record highs, you may not feel wealthy. Weird huh? When the stock markets were imploding, so was my 401k by a magnitude of about -30%. The average daily percent move in stocks is now greater due to increased volatility. My net worth probably took an equal percentage hit because of my holdings

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How to Lose A Million Dollars And Live To See Another Day

The following is a guest post by insightful reader JayCeezy. He is a veteran investor who shares his perspective on investing, retirement, and risk tolerance. If you want to learn how to lose a million dollars and live to see another day, read on! How To Lose A Million Dollars Kidding. It was a lot

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