Are you excited about a stock split? Don’t be. A stock split is simply financial engineering. Some retail investors get tricked into thinking they’re getting a better deal than they really are. I still remember one of my VPs at Goldman making fun of an Associate one morning. The Associate excitedly shouted out to the […]
A Stock Split Doesn’t Change Fundamentals But Could Boost Share Price Read More »
I decided to invest in two private funds: 1) Kleiner Perkins 20 (KP20), and 2) Kleiner Perkins Select2. Kleiner Perkins is a top venture capital shop which has made more recent home run investments in Figma and Ripple. This article will explain why I invest in private funds even though they charge higher fees. KP20
Why Invest In Private Funds Even Though They Charge Higher Fees Read More »
I’ve been using Empower’s free financial tools, previously know as Personal Capital, to track my net worth, manage my cash flow, and optimize my investments since 2012. Let me share with you the most thorough and honest Empower review about their free financial application. From 2013 – 2015, I was also a consultant for the
Empower Review 2024: Best Personal Finance Tool Read More »
With stock market volatility back and interest rates elevated, lower expected returns are a good possibility. Since 2009, investors have been able to make lots of money relatively easily. However, to expect double or triple-digit annual returns going forward is not wise. In August 2020, when I came out with the Financial Samurai Safe Withdrawal
5 Things To Do With Lower Expected Returns Going Forward Read More »
If you invest in the stock market, you’ll eventually experience emotions of euphoria, greed, fear, uncertainty, and self-loathing. The more emotionally weak you are, the less likely you’ll enjoy investing in stocks and holding on for the long term. Losing money in the stock market stinks. Given I spent my career working in equities from
How To Feel Better About Losing Lots Of Money In The Stock Market Read More »
With so many tax-advantaged and taxable investment accounts, it may be hard to figure out the right contribution order between them. Between our family of four, we’ve somehow managed to open up 14 investment accounts over the years! Thankfully, technology has enabled us to keep track. If you’re on the path to financial freedom, it’s
The Right Contribution Order Between Your Investment Accounts Read More »
Looking ahead, the investing landscape seems more difficult, especially after three robust years of equity returns. More capital preservation strategies should be considered. At the same time, corporate earnings are still growing. Further, the long-term trend for stocks is up and to the right. What is a person who doesn’t want to actively manage their
Titan Review: A Modern Way To Invest Your Money Read More »
After a raging bull market, capital preservation is generally a good idea. After all, the last thing you want to do is give up all of your gains and then some. If you do, that would be like wasting a whole bunch of time and emotional capital. Since I started investing in 1995, I’ve round-tripped
Capital Preservation And The Desire To Protect Your Money Read More »
After a long bull market since 2009, all Americans should be rejoicing in their wealth, right? Wrong! Let’s look at what percentage of Americans own stocks or real estate. It’s not as high as you might think. According to the latest Gallup poll, only about 54% of Americans own any stocks. Meanwhile, only about 63%
What Percentage Of Americans Own Stocks Or Real Estate? Read More »
If inflation erodes the value of our currency over time, then it must be true that deflation strengthens the value of our currency over time. Let’s look at the benefits of deflation even though it current seems like stagflation is more likely due to the rise in energy prices and a slow down in economic
The Benefits of Deflation: Inflation Be Damned! Read More »
