Real Estate

Fight Your Property Taxes And Don’t Let The Government Screw You!

I love being a property owner. But I don’t love paying property taxes. Alas, they’re unavoidable. However, you should always fight your property taxes if the government over inflates your assessed value. This happened to me and I wasn’t about to let the government screw me over. Last year, I scored a victory against tyranny […]

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Mortgage Refinance Strategies And Points You Should Understand

Congrats on being a homeowner! Real estate is one of my favorite asset classes. Over the past 20 years I’ve owned seven properties and have done multiple mortgage refinances. There are several mortgage refinance strategies and points I’ve learned along the way that have enabled me to save significantly. I hope my mortgage refinance strategies

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A Refinance Opportunity Has Emerged Now That Mortgage Rates Have Declined

As a multiple residential property owner, I am constantly watching interest rates and the 10-year yield. A refinance opportunity has emerged yet again now that mortgage rates have declined. Has it been a while since you last refinanced your mortgage? Now is the time to check mortgage rates for free. See how much you could

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30-Year Fixed Mortgage Loan Or An Adjustable Rate Mortgage (ARM)?

Are you trying to decide between a 30-year fixed rate mortgage loan or an adjustable rate mortgage (ARM)? My opinion is that a 30-year fixed mortgage loan is a suboptimal mortgage that will cost you extra money. For most homeowners, getting a 7/1 ARM or 10/1 ARM is the better way to go. After taking

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Top States To Buy Real Estate In The New Decade

Now that you’ve played defense and wisely refinanced your mortgage, it’s time to play offense and look for real estate purchase opportunities. This post will discuss the top states to buy real estate in 2022 and beyond. Real estate affordability is up because mortgage rates down. But mortgage rates are now creeping back up. The

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For The Best Mortgage Rate, Refinance Before These Three Life Events

I dodged a bullet, Matrix style, and I didn’t even realize it until the coronavirus hit. The coronavirus pandemic has caused mortgage rates to drop as investors seek the safety of bonds. This post will highlight how to get the best mortgage rate. Had I not refinanced my primary residence mortgage before I bought a

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It’s Time To Start Worrying About The Housing Market Again

With mortgage rates staying stubbornly high and the Fed delaying its planned interest rate cut, it’s time to start worrying about the housing market again. Housing affordability is at an all-time low and prices could easily start declining again. That said, demand is still relatively strong from trade-up buyers and institutional investors. A lot of

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Refinance Your Mortgage Now As The Yield Curve Inverts

Whenever the yield curve inverts, refinance your mortgage. Let me use a previous example as to why this is. On March 11, 2019, Federal Reserve Chair Jerome Powell indicated there will be no further rate hikes in 2019, even though he suggested that two were likely this year as recently as December 2018. Then in

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Two Ways To Live In Your House For Free: Cash Flow And Appreciation

Real estate is my favorite way to build wealth over time. Not only can you live in your house for free, you can actually make money over time due to principal appreciation. I hate to say it, but renting is throwing money away. After 10, 15, 30 years of renting, you are left with zero

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