The average consumer credit card rate is 17% as of June 1, 2019 according to the latest credit card tracking bureau. With the US Bank Prime Rate at 5%, credit card companies are charging 12% over Prime. In other words, credit card companies are making big bucks off you! The US Bank Prime Rate or […]
Average Credit Card Interest Rates Are Way Too High Read More »
How many of you achieved last year’s resolutions? How many of you still remember what last years resolutions were? If you don’t write down your goals, you’re more than likely to forget. Here’s a quick recap of my official five financial resolutions. Top Financial Resolutions Each Year 1) Live Free. Although leaving Corporate America in
Top Financial Resolutions For The New Year Read More »
If you have a top 1% net worth, you’re rich. Good for you. The question is: why do the rich hoard so much cash? If you also have a top 1% income, there is no need to have such a big savings balance. The rich are bullish on the economy just like the investing middle
Why Do The Rich Hoard So Much Cash? Read More »
There is a void in early retirement you might experience. This void in early retirement needs to be filled if you want to feel happy and productive. Over the past one and a half years since leaving Corporate America in 2012, I’ve done some deep thinking about early retirement through posts such as: When you’re
Filling The Void In Early Retirement With Part-Time Work Read More »
Getting a price match guaranteed on purchases is important if you want to save money and get the best deal possible. Let me share an easier way to get a price match guarantee. It occurred to me that getting a guaranteed price match might be easier than the five steps I outlined in my holiday
An Easier Way To Get A Price Match Guarantee On Purchases Read More »
Everybody has heard of Capital One’s catchy slogan, “What’s In Your Wallet?” so I decided to have a look for myself and hopefully do some comparison with all of you. Capital One was kind enough to sponsor this post. I hate thick wallets because they are uncomfortable to sit on. If I could have a copy
What’s In Your Big Juicy Wallet? – Sponsored Video Read More »
Company off-sites are important to boost business and morale. Ever year, Financial Samurai goes on a company off-site to plan fo the following year. The sun now sets at 5pm and it only gets to a high of ~64 degrees nowadays in San Francisco. Despite the cold, winter is one of the best seasons in
Making The Most Of Company Off-Sites: More Productivity, Less Boondoggling! Read More »
A financial adviser should help manage your money properly and make you richer over time. The question I wonder is: Should your financial adviser be smarter and wealthier than you? If someone can’t count to 10 or still possesses a negative net worth after 20 years of work experience, it’s probably not the best idea
Should Your Financial Adviser Be Smarter And Wealthier Than You? Read More »
After a year and a half of retirement life and speaking to dozens of early and traditional retirees, I’ve noticed one very alarming phenomenon. Retired folks can’t stop saving money! When I ask fellow retirees what they are saving money for, they can’t come up with an answer. Saving money is an unbreakable habit that
A Cure For Financial Hoarding And Over Saving Read More »
Savings is the main foundation to building wealth and Capital One 360 looks like a good online banking solution. This Capital One 360 review will tell you everything you need to know about their service offerings today. If you’re unfamiliar with Capital One 360, you may have heard about ING Direct. ING Direct was an
Capital One 360 Review: A Full Service, Online Bank Worth Considering Read More »
