For some reason, some continue to not pay off their credit card bills every month. Can you believe this nonsense? Who willingly buys something they cannot afford, and then pays massive interest on something for months, if not years? That’s just silly. Let’s get that 30 pound dumbbell and drop it on your toes. After your metatarsals are broken, get a really long needle and start ramming them into your eyeballs. Maybe after a while, you’ll realize how stupid it is to live beyond your means.
We have proposed creating government restrictions on what you can and cannot buy, and how much credit you can get based on your high school and college transcripts. If you’re stubborn enough not to see the value of doing well in school, then you are likely stubborn enough to buy things you can’t afford. The government can be a helpful big brother to save consumers from over-consumption. Listen here, this is only one solution to help protect people from themselves. You are welcome to offer up another novel solution too.
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Readers, seriously, there can’t be people out there who don’t understand the concept of not buying stuff they can’t afford right? Why don’t people just make more money if they want to buy more stuff??
Updated for 2016 and beyond.