By many objective measures, 2025 was a good year. Investment returns were solid. I published another bestseller in Millionaire Milestones. My kids are healthy, happy, and continuing to grow in loving environments. On paper, I should feel satisfied. But the reality is different. The downside of writing consistently, responding to hundreds of questions, managing the […]
New Year’s Resolutions 2026: Less Optimizing, More Living Read More »
I’ve been aggressively buying the dip since March 2020, when I wrote How To Predict A Stock Market Bottom Like Nostradamus. My daughter was born four months earlier, and something inside me clicked, pushing me to invest aggressively for her future in an increasingly difficult world. Since then, I’ve continued to buy virtually every meaningful dip
Be Careful Buying The Dip Too Often, Too Soon Read More »
This week’s newsletter is sponsored by Fundrise, my preferred platform for private real estate and private equity investments. With just a $10 minimum, it’s an accessible way for anyone to gain exposure to high-quality residential and commercial real estate, along with private growth companies, especially in the AI sector. ________________________________________________________________________________________ Happy New Year! We landed from Honolulu at
Newsletter for Jan 4, 2026: Another Volatile Year Ahead Read More »
Happy New Year 2026 everyone! With another year wrapped up, I thought I’d do a 2025 year in review so I can one day look back fondly as an old man. Overall, I give the year an A for effort, which is all I can really control. Unfortunately, the result didn’t match the effort, as
2025 Year In Review: A For Effort, B Minus For Results Read More »
In July 2009, I started Financial Samurai to make sense of the financial destruction unfolding at the time. I had been toying with the idea since 2006, when I graduated part time from UC Berkeley’s business school, but kept kicking the can down the road. After losing around 40 percent of my net worth in
The Best Of Financial Samurai 2025: Over 100 Million Readers Served Read More »
Beyond expensive valuations, with the S&P 500 trading at roughly 22 times estimated forward earnings, another concern for the stock market is quietly flashing red: U.S. households now have more net worth in stocks than in real estate. On the surface, this might not sound alarming. After all, the stock market has been ripping higher
Warning: Households Have More Wealth in Stocks Than Real Estate Read More »
Recently, I’ve been experiencing a bout of financial hopelessness that’s been surprisingly hard to shake. Rationally, I know I’ll be OK, but mentally, I’m stuck in this negative loop. It started after I decided to save money by flying Basic Economy to surprise my father for his 80th birthday. Saving ~$180 off Economy and ~$1,300
Overcoming Financial Hopelessness When Life Feels Impossible Read More »
The Presidio Knolls School is located at 250 10th St in San Francisco South of Market district. PKS, as it is commonly known, educates 2.5 – 5 year olds in English and Mandarin for preschool. PKS goes all the way up to the 8th grade for middle school. The school was founded in 2008. Here’s
Presidio Knolls School Review: Mandarin Immersion Program Read More »
At our core, we all just want a fair chance to compete. We don’t want handouts, and we certainly don’t want to rely on the Bank of Mom & Dad to prop us up as adults. They have their own retirement to worry about. The real satisfaction comes from seeing what we can build through
Thankful for the Opportunity to Keep Competing and Thinking Read More »
People knock real estate for being slow and tedious. I get it. It’s not nearly as exciting as chasing big tech or the latest AI winner. But slow and steady might be exactly what the doctor ordered for building tremendous long-term wealth. With stocks doing well for decades, you’d think most people would be far
Made More From One House Than 26 Years of 401(k) Investing Read More »
