This is a comprehensive beginners guide to real estate crowdfunding, my favorite way to invest in real estate and take advantage of demographic trends towards lower cost areas of the country. The work from home trend has blown up thanks to the pandemic and to months of sheltering-in-place. As residents first look to cheaper areas […]
A Beginners Guide To Real Estate Crowdfunding Investing Read More »
PeerStreet is a commercial loan marketplace that allows individual investors to invest in high-quality real estate loans. In the past, it was very difficult for individual investors to gain access to commercial real estate opportunities given their much higher price points. Now with real estate crowdfunding and PeerStreet, such access is possible. As of June
PeerStreet Review: Commercial Real Estate Lending Platform Read More »
“This is your last chance. After this there is no turning back. You take the blue pill: the story ends, you wake up in your bed and believe whatever you want to believe. You take the red pill: you stay in Wonderland and I show you how deep the rabbit hole goes.” – Morpheus, The Matrix When I was
Take The Red Pill To Realize The Truth: Financial Freedom Is The Way Read More »
After a brutal sell-off in March 2020 and the correction in early 2022, we should really ask ourselves: Do we really own any of our wealth? When trillions of dollars of wealth can disappear in a matter of days, maybe not. Now that the stock market has rebounded, it really is time to spend more
Do We Really Own Any Of Our Wealth? Or Are We Just Custodians? Read More »
Do you want downside investment protection? We could be in another financial bubble. But nobody really knows when a correction will take place. Therefore, may I suggest looking into structured notes. This article will give you an example of an equity structured note that provides downside investment protection, while also offering upside potential as well.
Buying Structured Notes For Downside Investment Protection Read More »
I’ve admitted to disliking the stock market during times of great volatility. But, there are those rare days when everything goes right and I just love it. Those days are when your shorts go down in an up market, when your longs go up in a down market, your longs go up more during an
Are You A Real Investor If You Do Not Produce Alpha? Read More »
After receiving significant criticism for my post, Embrace Living Paycheck-To-Paycheck To One Day Be Free, I find myself contemplating the existence of a net worth level that brings about serenity and inner peace, prohibiting one from feeling troubled. Is there a financial threshold beyond which emotional turmoil becomes unacceptable? Despite my attempt to turn a
Net Worth Serenity: When Feeling Bad Is No Longer Allowed Read More »
I’ve been writing year-in-review posts for over a decade now. It’s a rewarding way to document what went well and where I can improve. While 2023 brought more failures than wins, being alive and healthy fills me with gratitude. My theme for 2023 was “Back To Easy Living.” After an exhausting pandemic period, I aimed
2023 Financial Samurai Year In Review: More Fails Than Wins Read More »
Have you ever wondered what the difference between bidding on a home and making an offer is? The terms are often used interchangeably. Although they have similar meanings, they are used in different circumstances. For background, I have invested in real estate since 2003. I own multiple properties in San Francisco, Lake Tahoe, Honolulu, and
Difference Between Bidding On A Home And Making An Offer Read More »
Getting to the top 1% net worth by age is a very impressive goal. But how much money do you need to get there? Overall, to have a top 1% net worth in 2023 requires having at least $13 million according to the Federal Reserve. $13 million is $3 million above the ideal net worth
The Top 1% Net Worth Amounts By Age: Are You Rich Enough? Read More »
