Retirement

Treasury Bonds Can Appreciate In Value Too – Don’t Ignore Them

During a bull market, most investors get excited about chasing risk. Despite sky-high valuations, there’s a tendency to double down on even riskier bets in the hopes of making outsized gains. That’s human nature. Nobody wants to miss the boat, and everyone thinks they can outsmart the market. In the process, boring assets like risk-free […]

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The Sad Need For Investing Big Money To Make Life-Changing Money

This type of post only surfaces during a bull market, when greed tug at us the hardest, making satisfaction elusive. Ever since making my first public equity investment in 1996, I’ve been hooked, wrestling with the constant mental tug-of-war over how to be at peace with my investment decisions. Maybe you fight the same battles.

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How You’ll Feel Reaching Various Millionaire Milestones ($1M-$20M)

To celebrate Millionaire Milestones: Simple Steps To Seven Figures making the USA TODAY national bestseller list, I want to share how you might feel and what you might do as you hit various levels of wealth (net worth). Perhaps by sharing, I’ll motivate you to save and invest more aggressively. We’ll start with reaching your first

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What It Takes to Feel Wealthy Today Is Less Than Before

How much money do you need to feel financially comfortable or wealthy? The answer depends on where you live, your household size, and your lifestyle desires, of course. However, according to the 2025 Charles Schwab Wealth Survey, Americans say it now takes a net worth of $839,000 to feel financially comfortable—up from $778,000 in 2024. More surprisingly, the

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The Step-Up In Cost Basis And Its Relation To The Estate Tax Threshold

Imagine spending your life building wealth, investing in real estate, stocks, or your business, with the hope of leaving a legacy for your children. Then one day, you find yourself wondering: Will the government take a massive chunk of it anyway? If your estate is well above the federal estate tax exemption threshold — $30 million

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Low US Household Leverage Bodes Well For The Economy

One of the things that gives me great comfort about the health of the U.S. economy is our historically low household leverage (liabilities to net worth). According to the Federal Reserve Board, household leverage is now at an 80-year low—a remarkable sign of financial discipline. So let me be the first to congratulate you for not loading up

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