Retirement

How You’ll Feel Reaching Various Millionaire Milestones ($1M-$20M)

To celebrate the launch of my new USA TODAY national best seller, Millionaire Milestones: Simple Steps To Seven Figures, I want to share how you might feel and what you might do as you hit various levels of wealth. Perhaps by sharing, I’ll motivate you to save and invest more aggressively. We’ll start with reaching your […]

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What A Recession Is Like For Early Retirees: The Good And Bad

If we’re not already in a recession, we may soon enter one due to aggressive trade policies that are fueling tremendous uncertainty. As companies and consumers pull back on spending, millions of jobs could be lost, trillions in stock market wealth may disappear, and inflation could persist—potentially ushering in a stagflationary environment. If you’ve been

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The Income Limit To Qualify For College Scholarships And Grants

If you’re a personal finance enthusiast with kids, you’ve probably wondered: at what household income level will colleges stop offering scholarships and grants (i.e., free money) to help your child attend? What is that income cutoff? Given that the cost of college is already outrageous — and likely only getting worse — this is a

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Income And Net Worth Required To Afford A $10 Million Home

To celebrate the launch of my instant USA TODAY bestseller, Millionaire Milestones: Simple Steps To Seven Figures, on May 6, 2025, I thought it’d be fun to explore various millionaire topics leading up to the release. For most millionaires, owning the nicest house they can afford is a top priority. Given that many of us

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The Early Retiree’s Guide to Funding Retirement Accounts

When it comes to saving for retirement, knowing which account to fund first is like knowing which steps to take when climbing a mountain. You want to reach the summit with enough oxygen (money) and energy (tax efficiency) to enjoy the view. For those aiming to retire early, funding retirement accounts in the right order

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Sacrificing The Stock Market For The Good Of Your Loving Home

As stocks plummet and recession fears grow, there’s one silver lining worth highlighting: the increasing value of your home, if you own one. A home is a fundamental necessity for survival, stocks are not. So, the government sacrificing your stock portfolio to strengthen or preserve your housing situation can be seen as a net benefit.

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A Paid-Off Home Is A Great Shield Against Fear And Uncertainty

As I sadly watch my stock portfolio go down the tubes due to reciprocal tariffs and retaliation from China, I find serenity in my paid-off home. No matter how much the stock market tanks, it’s comforting to know I’ll always have shelter to take care of my family. It’s funny, but only active investors, finance

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Reciprocal Tariffs Actually Make Wealthy Americans Even Richer

Reciprocal tariffs will drive up the cost of most goods, making everyday life more expensive for American households. According to Fitch Ratings, the U.S. tariff rate on all imports has jumped from 2.5% in 2024 to around 22% today. Some research firms estimate the percentage is closer to 30%. As a result, more Americans may

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