It’s bull markets baby. Now that we’re at record highs in 2021, well over 10 years since the bottom of the financial crisis, I’m left wondering now whether it’s time to take profits and sell everything. If you’ve been 100% invested in equities since the beginning of the year, you are likely only up 11%. […]
Will The Bull Market Last In Stocks And Real Estate? Read More »
There’s an incredible joy of living within your means. The more you can live within your means, the happier you will become. You will appreciate more of what you have, and desire less of what you don’t. “Do not spoil what you have by desiring what you have not; remember that what you now have
The Joy Of Living Within Your Means Read More »
Are you interested in investing in options? There’s a lot of information out there you can read and some of it is crazy complex. Back in 1998, the head of the derivatives desk at Goldman made me read a 1,000 page book called, Options As A Strategic Investment by Lawrence McMillan after our first round of interviews. When
Investing In Options For Profit And Risk Reduction Read More »
For the record, I believe having at least 10 million dollars is the ideal amount of money to retire early today. Given interest rates have come down over the past 40+ years, the value of cash flow has gone up. Inflation is also pick up. Retirees and investors need a lot more capital to generate
What Would You Do With $10 Million? Read More »
We’ve talked about the risks of investing in startups. Now let’s talk about investing in IPOs and how the IPO process works. Taking private companies public was a big part of my job when I worked in the Equities department at a couple major banks for 13 years. Knowledge is wealth and I’m here to share
How Does The IPO Process Work? An Inside Look At Becoming A Public Company Read More »
I don’t recommend average Americans invest in individual startups. Investing in a fund is a better bet. The Securities And Exchange Commission recently voted to implement Title III of the Jumpstart Our Business Startups (JOBS) Act. This means that starting in January 2016, average Americans no longer need to be accredited investors to be able to
Average Americans Can Now Invest In Startups – Don’t Do It! Read More »
The following is a guest post by Colleen Kong Savage, an illustrator and designer transitioning from SAHM for over a decade to trying to make it on her own as a freelancer. She discusses why it’s so hard to ask for what we’re worth. Why does asking for money make so many of us squirm?
Why Is It So Hard To Ask For What We’re Worth? Read More »
Imagine going to work and not having a work sponsored retirement plan like a 401k or IRA. Unimaginable right? Employers are already doing away with pensions and Social Security doesn’t pay much. To not have anything may jeopardize an employee’s financial future. It turns out about 50% of Americans work for small businesses, but only
ForUsAll: Solving Small Business Retirement Planning Read More »
After being held in captivity for too long, animals released into the wild tend to die due to starvation or attack. They no longer know how to hunt for their own food or use their claws to fend off predators. Are humans who’ve worked a day job all their lives like the animals we see
The Biggest Net Worth Killer: A Poor Attitude Read More »
Only 10% of the population makes more than ~$113,000 a year, but if you live in the San Francisco Bay Area, it seems as if everybody is making six figures or more due to sky high housing prices. Let’s hear from my friend Chris, who so happens to make a healthy income working at one of
If A Googler Lives In A Mobile Home, Why Complain About Living Costs? Read More »
