If time is truly more precious than money, then spending money to buy back your time is the wisest trade of all. Here’s an example of overcoming my frugality to live a better life. Perhaps one of the main reasons I initially didn’t want to go on a family vacation to LegoLand and SeaWorld was […]
Spending Money to Save Time Is the Best Use of Funds Read More »
On October 8, 2025, we decided to go on a family vacation I was decidedly unexcited about. That entire week was supposed to be my time to attend the Fairfield Challenger tennis tournament every day with my buddy Richard. September and October are tennis paradise months in the Bay Area, with multiple tournaments and ideal
Vacations Just Aren’t As Great Anymore Once You Retire Early Read More »
Welcome CNBC readers. I’m currently investing in private AI companies through Fundrise Venture to save my children from AI. The minimum investment amount is only $10, and Fundrise owns positions in leading AI companies such as OpenAI, Anthropic, Databricks, Anduril, and more. I started Financial Samurai in 2009, and it has since become one of
The Main Way To Save Your Children From AI Is To Invest In AI Read More »
So you’ve read my post on the growing importance of Identity Diversification and now you’re wondering what it actually takes to prove your ethnicity and heritage. Doing so can help you better navigate the shifting socioeconomic winds of society and, in some cases, even improve your odds of getting into school, landing a job, winning
The Cost To Prove Your Ethnicity And Heritage: Hawaiian Edition Read More »
The government has shut down again, this time mostly over healthcare subsidies. We’ve seen shutdowns before, and we’ll see more in the future. As frustrating as they are, shutdowns remind us that uncertainty is the only constant. Instead of just surviving, I want to show you how to thrive during and after one. Out of
Turn a Government Shutdown Into an Opportunity to Thrive Read More »
As long-time investors, we all understand the importance of diversification when it comes to growing wealth. Bear markets and corrections are inevitable, which is why putting everything into a single asset class is not wise. But what about applying that same principle to our identities? What if “Identity Diversification” could help grow not just our
Identity Diversification May Be As Important As Investment Diversification Read More »
Deciding whether to pay off a mortgage early—or how long to keep one—is ultimately a personal choice. In this post, I’ll share my perspective by drawing on both real-life experience and some numbers to frame the decision. In 2022, my wife and I finally paid off the mortgage on our Lake Tahoe vacation property. That
The Ideal Length Of Time To Hold A Mortgage Until Paying It Off Read More »
In 2020, during the heart of the COVID pandemic, I remember listening to a FIRE-focused podcast hosted by two people who claimed to be financially independent and retired early. Even though it’s been over 16 years since I first started writing about FIRE, the topic still fascinates me. The journey toward financial independence is full
Being Truly FIRE Is Terrible For Entrepreneurship, But That’s OK Read More »
If you own rental properties, this post may resonate with you. It’s about what to do with a property once a tenant gives notice: keep renting it out, sell and pay capital gains taxes, sell via a 1031 exchange to defer taxes, move back in to avoid taxes, or—most controversially—simply leave it empty. For most of
Purposefully Leaving A Rental Property Empty As A Luxury Move Read More »
The other evening, my wife and I went to a school reception held for parents and alumni who donated at least a certain amount in the calendar school year. It was a warm, intimate gathering where we mingled with other parents, shared stories, and listened to the head of school and a couple of trustees
The Difficulty Of Donating Money When You’re Unemployed Or FIRE Read More »
