Alternative investments continues to grow as a percentage of my portfolio. I like alternative investments because they tend not to have any visible volatility. Further, I can make an investment not not have to think about the investment for many years. In this article, I’ll discuss why I’m investing more in debt. Alternative Investment In […]
Alternative Investment In Venture Debt For Income And Returns Read More »
My times have changed! A while a go, I was looking at CD investment alternatives given they paid so poorly. Now, after an aggressive Fed rate hike cycle of 11 rate hikes since 2011, CDs are actually paying handsomely! The good times for high CD interest rates will unlikely last, as inflation and interest rates
CD Investment Alternatives: Ways To Diversify Your Money Read More »
This post will look at the benefits of a backdoor Roth IRA. Long time readers know that I’m one of the biggest naysayers of the Roth IRA. The main reason is: most people will make less in retirement than during their working years. Therefore, taxes should be lower, all things being equal. However, what about
The Benefits Of A Backdoor Roth IRA Read More »
Being in the top one percent income level is a big stretch goal for many financial go-getters. After all, only one percent of the working population can earn a top one percent income level. This post will go through the top one percent income levels by age group. In 2025, a top one percent income
The Top One Percent Income Levels By Age Group Read More »
This post was published on March 18, 2020 when the stock market was falling apart. My goal was to help people feel more calm by going through a logical analysis of predicting when the bleeding would stop. I also provide an update on what my views are on stocks at the end of this post.
How To Predict A Stock Market Bottom Like Nostradamus Read More »
The proper asset allocation of stocks and bonds by age is important to achieve financial freedom and stay retired. If you allocate too much to stocks the year before you want to retire and the stock market collapses, then you’re screwed. If you allocate too much to bonds over your career, you might not be
The Proper Asset Allocation Of Stocks And Bonds By Age Read More »
A cash-out mortgage refinance lets you borrow more than you currently owe and keep the difference as cash. It’s one way to unlock the equity in your house. However, doing a cash-out refinance to buy stocks is not a good idea. You could lose a lot of money in a bear market. Instead of doing
Cash-out Refinance To Buy Stocks? Not A Good Idea Read More »
The coronavirus-induced stock market meltdown created a lot of anxiety and opportunity. Let’s look at the benefits! I originally wrote this post on February 28, 2020 when the lockdowns first began. Clearly, the S&P 500 and real estate have done well since. The lesson is to keep investing for the long term. Dollar-cost average during
The Benefits Of A Coronavirus-Induced Stock Market Meltdown Read More »
Investing you tax refund instead of spending it is recommended. If you want to achieve financial freedom, it’s not enough to aggressively save most of your income. You must also wisely invest as well. In the article, “How To Get Over Your Fear Of Investing” I mention how your risk tolerance decreases the more capital
Investing Your Tax Refund For A 1,000% Return Read More »
The following is a guest post from Financial Samurai reader, Jeremy Johnson about earning 10% returns in passive income with P2P lending. Jeremy was kind enough to help me out with a random WordPress question issue when I first started back in 2009. Peer to peer lending is one of the most simple and effective
How I Earn Over 10% Passive Income With P2P Lending Read More »
