Investments

Let me share what a bond yield table is, how to read it, and what bond duration you must choose. Hopefully, everybody has been building a CD Step Stool or a Bond Step Stool (not a ladder). A Step Stool is the smarter approach because the short end of the yield curve has been rising

There’s a lot of uncertainty as we head into 2019. The Fed is expected to raise rates another two to four times. We’ve got a slowing housing market thanks to rising rates, rising inventory, and lower overall affordability. We also have constant geopolitical risk that never seems to go away. As investors, we must properly

This is my 3Q2018 review. Out of the 25+ financial accounts I track online, there are only two accounts that I really care about at the moment: 1) My after-tax investment account I created in 3Q2017 after I sold my SF rental house. 2) My real estate crowdfunding portfolio that has mostly investments outside of

Here’s the Financial Samurai mid-year 2018 review. After the 10% 1Q correction, I did a lot of reflecting and decided that I had too much risk exposure. As a result, I decided to move from roughly a 70/30 stock/bond weighting down to a 55/45 stock/bond weighting by selling stocks when the market clawed back to even and buying

When I first wrote about Understanding Structured Derivative Products As An Investment in 2012, I received some pushback. The media was going on about how structured products helped accelerate the financial crisis partly because investors didn’t understand what they were getting themselves into. It was similar to how some adjustable rate mortgage borrowers didn’t understand how their