This is my 3Q2018 review. Out of the 25+ financial accounts I track online, there are only two accounts that I really care about at the moment: 1) My after-tax investment account I created in 3Q2017 after I sold my SF rental house. 2) My real estate crowdfunding portfolio that has mostly investments outside of […]
Financial Samurai 3Q2018 Investment Review And 4Q2018 Outlook Read More »
Jack Bogle is one of America’s iconic investors and I’m a fan. He is well known for founding and growing the second largest mutual fund company in the world, The Vanguard Group with over $3 trillion in assets under management. Let’s look at his investment philosophies. You may be surprised to know that Bogle was actually
Investment Philosophies From Jack Bogle Of Vanguard Group Read More »
This post will show you how to pick a robo-advisor in the digital wealth management era. Long gone are the days of paying 1% – 3% for a traditional wealth manager to manage your money. Today, you can use free wealth management tools online to manage you money yourself! Thanks to the internet and innovation,
How To Pick A Robo-Advisor In The Digital Wealth Management Era Read More »
Let’s look at ways to add more income to a retirement portfolio. After all, as a retiree, your main goal is to live off your passive income so you don’t ever have to work again. I retired in 2012 with about $80,000 in passive income. However, now that I have a non-working spouse and two
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Here’s the Financial Samurai mid-year 2018 review. After the 10% 1Q correction, I did a lot of reflecting and decided that I had too much risk exposure. As a result, I decided to move from roughly a 70/30 stock/bond weighting down to a 55/45 stock/bond weighting by selling stocks when the market clawed back to even and buying
Financial Samurai Mid-Year 2018 Investment Review And Outlook Read More »
When I first wrote about Understanding Structured Derivative Products As An Investment in 2012, I received some pushback. The media was going on about how structured products helped accelerate the financial crisis partly because investors didn’t understand what they were getting themselves into. It was similar to how some adjustable rate mortgage borrowers didn’t understand how their
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Can cash be considered an investment? I think cash can, especially if the stock market starts tanking. However, most of the time, cash is seen as a returns drag given cash pays so little. There’s a debate going on between Charles Schwab, who launched its Charles Schwab Intelligent Advisors service (robo-advisor), and existing robo-advisors, Wealthfront and
Can Cash Be Considered An Investment Or One Big Drag? Read More »
Once your housing expense is under control, the next thing to tame is your consumption habits. The most common waste of money today is buying an automobile. New cars are simply too expensive for the median household income. But because car manufacturers have created ways for consumers to stretch with financing and leasing deals, consumers
The 10X Investment Consumption Rule To Fix Bad Spending Habits Read More »
If you’re an experienced investor or a DIY investor, you may still want to use a financial advisor. There are plenty of benefits. But, the way you utilize one is going to be different from someone who is unexperienced with the markets. I’ll explain the main ways you should use a financial advisor below. First
Main Ways To Use A Financial Advisor For Experienced Investors Read More »
Are we in another financial bubble? It feels like it given how aggressive the Fed has hiked rates. It’s best to prepare for another recession just in case. One of the biggest reasons why I believe we could be in another financial bubble is the incessant amount of stock tips I’m getting from people with
Are We In Another Financial Bubble? Valuations Look Stretched Read More »
