Guaranteed returns are always nice. Unfortunately, guaranteed returns are generally very low, especially in this low interest rate environment. Due to low interest rates, investors have been investing in risk assets for greater returns. The first thing we need to understand is money used to invest in a CD, pay down a mortgage, or pay off student loans should […]
If you live in the United States, you are wealthy beyond what most others dream of. Your salary is 99% higher than of the world population. You are already wealthy, stop complaining! If you find yourself complaining, visit areas like India, and Africa, and you’ll see what real poverty looks like. If you moved there, you
You Are Already Wealthy, Stop Complaining! Read More »
Do you want fame and fortune? Are you seeking more prestige and money? Well let me share you how. When you hear of Carl Icahn, what do you think? I think billionaire activist investor who fights for minority shareholders, shakes up inefficient management, and finds a way to unlock value through obvious company changes. Carl’s push to
Want Fame And Fortune? Improve Perception To Mask Reality Read More »
It’s bull markets baby. Now that we’re at record highs in 2021, well over 10 years since the bottom of the financial crisis, I’m left wondering now whether it’s time to take profits and sell everything. If you’ve been 100% invested in equities since the beginning of the year, you are likely only up 11%.
Will The Bull Market Last In Stocks And Real Estate? Read More »
Are you interested in investing in options? There’s a lot of information out there you can read and some of it is crazy complex. Back in 1998, the head of the derivatives desk at Goldman made me read a 1,000 page book called, Options As A Strategic Investment by Lawrence McMillan after our first round of interviews. When
Investing In Options For Profit And Risk Reduction Read More »
We’ve talked about the risks of investing in startups. Now let’s talk about investing in IPOs and how the IPO process works. Taking private companies public was a big part of my job when I worked in the Equities department at a couple major banks for 13 years. Knowledge is wealth and I’m here to share
How Does The IPO Process Work? An Inside Look At Becoming A Public Company Read More »
I don’t recommend average Americans invest in individual startups. Investing in a fund is a better bet. The Securities And Exchange Commission recently voted to implement Title III of the Jumpstart Our Business Startups (JOBS) Act. This means that starting in January 2016, average Americans no longer need to be accredited investors to be able to
Average Americans Can Now Invest In Startups – Don’t Do It! Read More »
Although difficult times are unpleasant, it can make you a better investor. In high school, I developed an interest in investing by going over stock ticker symbols in the newspaper with my father. From there, I began trading stocks online in college and eventually parlayed my interest into a career in Institutional Equities at a
Investing During Difficult Times Makes You A Better Investor Read More »
Sometimes P2P borrowers stop paying. Then what? I’ve been an investor with Prosper, a peer-to-peer (P2P) lending company since 2012. I usually check my account once a quarter to view my performance and to re-invest cash that has come in from borrower payments. Per my latest passive income update, the annualized return of all of the notes in
What Happens When A P2P Borrower Stops Paying? Read More »
In early 2012, I made it a goal to try and achieve $200,000 a year in passive income by 2H 2015. The idea was to somehow make a large enough sum of money to comfortably provide for a family of three or four in Honolulu or San Francisco. With $200,000 a year, I wouldn’t have to go back
Passive Income Update For Financial Freedom 2016 Read More »
