Let’s look at some investment strategies for retirement baed on modern portfolio theory. As a retiree, you are focused more on capital preservation since you can’t or don’t want to go back to work. After publishing my post, The Best Asset Allocation Of Stocks And Bonds By Age, I decided to do a comparison of what […]
Investment Strategies For Retirement Based On Modern Portfolio Theory Read More »
During times of uncertainty, make sure you are on top of your cash. Cash management is really about stress management. The more cash you have and the better you know your cash flow, the less stressed you will be. Buying anything close to the top of the market is risky. For stocks purchased in 2000, it
In Times Of Uncertainty, Take Stock Of All Your Cash Read More »
The people of Great Britain decided to shoot themselves in the foot and punch the rest of us in the face by leaving the European Union (Leave: 51.9%, or 17,410,742 votes, versus Remain: 48.1%, or 16,141,241). The movie is dubbed Brexit. As a result, the pound fell to its lowest levels in 31 years and
Great Britain Votes To Leave The EU: What’s Next After Brexit? Read More »
In America, we are truly blessed with opportunity to help us chart our own course and grasp success as much as we desire it. Services provided by financial institutions are one of the things that we as American citizens have easy access to, allowing us to utilize financing and credit to further our goals in
Kiva Loans: Alleviating Poverty Using Microfinance Read More »
China is one of the wealthiest countries in the world. With over 1 billion mainland Chinese, it is an inevitability that China will become the richest country in the world one day. Here’s a look at how to profit from the wealthy mainland Chinese as they look to buy more foreign assets and diversify. Mainland
How To Profit From The Wealthy Mainland Chinese Read More »
In order to achieve financial freedom, you must build your financial nut as large as possible. Once you have a larger enough financial nut, it will be able to generate enough passive income to cover your living expenses. This is the true definition of financial independence. In some years, your financial nut will return an
Build Your Financial Nut: 401(k) Retirement Contributions Matter Less Over Time Read More »
Are you asking yourself: should I invest in P2P lending? My short answer is no. I do not recommend investing in P2P lending because returns are lower, risk is higher, and I’m not sure platforms like Prosper will be around. P2P lending ranks last in my best investment rankings chart. If you are still interested
Should I Invest In P2P Lending? Prosper Performance Review Read More »
Being an active investor takes way more time and energy than a passive one. You can learn more about active versus passive investing performance here if you’re curious. So far this year, managing my own investment portfolio has been difficult. Trying to be an active investor is exhausting and hard on the nerves. Do you
Confessions From An Aging Active Investor: Outperforming Is Tough In A Volatile Market! Read More »
Here are are some tips for borrowers of peer-to-peer lending. Peer-to-peer lending has become a popular way for more borrowers to access money beyond going to a traditional bank. Frankly, I think getting a personal loan from a marketplace like Credible is the most efficient way to borrow money nowadays. Rates have come way down
Tips For Borrowers Of Peer-To-Peer Lending: Insights From A P2P Investor Read More »
On December 10, 2008, Bernie Madoff’s two sons told authorities their father was running a $65B Ponzi scheme for decades. Supposedly the sons and mother had no idea. Beware, ponzi schemes are everywhere. Bernie’s scheme began to unravel after the financial crisis in 2008 catalyzed a series of fund redemptions, which ultimately forced Bernie to come clean to
The Father Of All Ponzi Schemes Will Cause The Mother Of All Financial Meltdowns Read More »
