Investments

Confessions From An Aging Active Investor: Outperforming Is Tough In A Volatile Market!

Being an active investor takes way more time and energy than a passive one. You can learn more about active versus passive investing performance here if you’re curious. So far this year, managing my own investment portfolio has been difficult. Trying to be an active investor is exhausting and hard on the nerves. Do you […]

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Tips For Borrowers Of Peer-To-Peer Lending: Insights From A P2P Investor

Here are are some tips for borrowers of peer-to-peer lending. Peer-to-peer lending has become a popular way for more borrowers to access money beyond going to a traditional bank. Frankly, I think getting a personal loan from a marketplace like Credible is the most efficient way to borrow money nowadays. Rates have come way down

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The Father Of All Ponzi Schemes Will Cause The Mother Of All Financial Meltdowns

On December 10, 2008, Bernie Madoff’s two sons told authorities their father was running a $65B Ponzi scheme for decades. Supposedly the sons and mother had no idea. Beware, ponzi schemes are everywhere. Bernie’s scheme began to unravel after the financial crisis in 2008 catalyzed a series of fund redemptions, which ultimately forced Bernie to come clean to

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Seeking Guaranteed Returns: Invest In A CD, Pay Down Mortgage Or Eliminate Student Loans?

Guaranteed returns are always nice. Unfortunately, guaranteed returns are generally very low, especially in this low interest rate environment. Due to low interest rates, investors have been investing in risk assets for greater returns. The first thing we need to understand is money used to invest in a CD, pay down a mortgage, or pay off student loans should

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Want Fame And Fortune? Improve Perception To Mask Reality

Do you want fame and fortune? Are you seeking more prestige and money? Well let me share you how. When you hear of Carl Icahn, what do you think? I think billionaire activist investor who fights for minority shareholders, shakes up inefficient management, and finds a way to unlock value through obvious company changes. Carl’s push to

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How Does The IPO Process Work? An Inside Look At Becoming A Public Company

We’ve talked about the risks of investing in startups. Now let’s talk about investing in IPOs and how the IPO process works. Taking private companies public was a big part of my job when I worked in the Equities department at a couple major banks for 13 years.  Knowledge is wealth and I’m here to share

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Average Americans Can Now Invest In Startups – Don’t Do It!

I don’t recommend average Americans invest in individual startups. Investing in a fund is a better bet. The Securities And Exchange Commission recently voted to implement Title III of the Jumpstart Our Business Startups (JOBS) Act. This means that starting in January 2016, average Americans no longer need to be accredited investors to be able to

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