Real Estate

Do We Really Own Any Of Our Wealth? Or Are We Just Custodians?

After a brutal sell-off in March 2020 and the correction in early 2022, we should really ask ourselves: Do we really own any of our wealth? When trillions of dollars of wealth can disappear in a matter of days, maybe not. Now that the stock market has rebounded, it really is time to spend more […]

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The Benefits Of Recasting Over Refinancing A Mortgage

After publishing, The Hardest Mortgage Refinance Ever, a reader asked me whether I’ve ever considered recasting a mortgage instead. My quick answer was no, despite having refinanced multiple mortgages on multiple properties since 2005. I’m all about getting the lowest mortgage rate possible. Recasting a mortgage can be a good idea if you come into

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The Hardest Mortgage Refinance Ever: Key Takeaways

After four months and one week, I finally was able to refinance my primary residence mortgage! I went through the hardest mortgage refinance ever. And with rates elevated, refinancing a mortgage will continue to be hard for many. I originally wrote this post in 2019 to chronicle the difficulty of my mortgage refinance journey. In

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How To Raise The Rent, Extend A Lease And Earn More As A Landlord

One of my favorite income streams is rental property, especially when conditions are favorable for raising rent. I’ve bought several rental properties over the past decade and plan to continue buying more. A particularly popular rental I have is a two bedroom, two bathroom condo with parking and a view of a nice park. It’s not

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Thoughts On Buying Property Ahead Of A Potential Recession

Recessions tend to hit every 7-10 years. We had a massive recession in 2008-2009. We’ve had another unforeseen recession in 2020, and then a bear market in 2022. Therefore, let me share some thoughts on buying property ahead of a potential recession. There is a decent probability we will end up in a recession over

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The Difficulties Of Relationship Pricing When Refinancing A Mortgage

My latest mortgage refinance based on relationship pricing was one of the most frustrating refinance experiences ever. Relationship pricing should help you get a lower mortgage rate. However, you may have to jump through more hoops than you want. It is very hard to get a mortgage nowadays given stringent underwriting criteria. You can hear

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When To Sell An Investment Property: Every Indicator To Consider

Are you wondering when to sell an investment property? If so, you’ve come to the right place. I have owned investment properties since 2003 and I’ve also sold two investment properties before – one in 2017 and another in March 2025. Currently I still own four investment properties and will consider selling another in the

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