Applying for a mortgage today is truly one of the most eye-opening financial experiences ever. The financial crash has made getting a mortgage much more difficult. This is disappointing since the financial crash has brought mortgage rates down to all-time lows in the new decade. I now know why many consumers had absolutely NO CHANCE in […]
Proof Banks Caused The Financial Crash: The Cancer Of MORE Read More »
It’s been two weeks since I found out I was being scammed by my insurance company. I sent in my 8 month old house appraisal to Tricky Dick, who is trying to raise my home insurance premium by 45% since their inspection 7 months ago. Their shady inspector made my house 50% larger than it
Resolving My Insurance Company Home Premium Scam Read More »
I had lunch with Jilliene Helman, Co-Founder and CEO of RealtyMogul. I was impressed with her focus on creating a long-term, sustainable business versus pursuing every real estate deal for growth’s sake. This article will discuss how RealtyMogul performs due diligence on their investments. After COVID, performing strong due diligence is more important than ever.
How RealtyMogul Performs Due Diligence On Their Investments Read More »
The decision to buy or rent a home is big one, especially if you’ve never purchased real state before. Here’s my story about how I decided on buying a home vs renting. For me, the decision came up one rainy winter. Rain during the winter in San Francisco means lots and lots of snow in
How To Decide Whether To Buy Or Rent A Home Read More »
The FS20 property indicator is a way to help you buy a house with more confidence. Given the relative illiquidity of real estate, there is huge room to get your property transaction right or wrong. My hope is for all of you to get maximum value whether you’re buying or selling. There are many variables
FS20: A New Property Leading Indicator That Gives Buyers Confidence Read More »
Want to get rich or feel rich? You might as well take advantage of rich people! OK, I’m not trying to be insidious. Hear me out in this post. For background, I retired with a $3 million net worth in 2012 at age 34. Today, I’m 47 with an eight figure net worth thanks to
How To Take Advantage Of Rich People So You Can Get Rich Too Read More »
Getting a hot tub (spa) has been the absolute best splurge I’ve ever made. The second best splurge is building a deck. Once the global pandemic hit, I went from going to my hot tub once or twice a week to three or four times a week. Having a hot tub has been a life-saver!
Hot Tub Economics: The Cost To Own And Maintain A Hot Tub Read More »
If you want to buy a house in this still strong housing market, know that it’s hard to get a mortgage nowadays. The lending market is incredibly tight and only borrowers with the best credit are getting the best rates. Further, mortgage rates have risen substantially since the beginning of 2022, making affordability more difficult
Why It’s So Hard To Get A Mortgage According To A Loan Officer Read More »
I’ve written a pretty detailed post about analyzing whether it’s better to invest in stocks or real estate. Check it out if you’re wondering where to put your money. I tried to be unbiased in my analysis, but due to my experience investing in both asset classes for over a decade, I came to the
Stocks Versus Real Estate: It Depends On Your Luck Read More »
