One of the most effective ways to build semi-passive income is to own your primary residence, live in it for several years, then rent it out and purchase a nicer property. If you’re aiming to retire early, over a 20-year career, you could easily build a rental property portfolio consisting of 3-5 units. This has […]
The Best And Worst Times To Find Renters For Greater Cash Flow Read More »
For those of you who are looking to upgrade homes, let me tell you a sad truth. I climbed to the top of the property ladder with my latest home purchase, and after five months, I felt no happier. More than 20 months later, I also don’t feel happier. Whenever someone would congratulate me about
Climbed To The Top Of The Property Ladder And Feel No Happier Read More »
In this episode, I interview Ben Miller, the CEO of Fundrise, discussing his revised perspective on the real estate market for 2024 and beyond. I’ll then share my follow up interview with Ben for his outlook on 2025. Financial Samurai is an investor in Fundrise and Fundrise is a long-time sponsor of Financial Samurai. The
Past The Real Estate Market Bottom With Brighter Days Ahead Read More »
Anticipating future trends can lead to smart investments. Drawing from my 23 years of real estate investing experience, I expect bidding wars to resurge in the housing market. The main reasons for the return of bidding wars in the housing market are as follows: If you believe the real estate market will strengthen, as I
How To Prepare For Upcoming Bidding Wars When Buying A Home Read More »
House rich, cash poor is when you have a lot of equity in your house but not a lot of cash. For whatever reason, a homeowner has untapped equity in their property but is unwilling or unable to withdraw it. Due to excessive spending habits or financial responsibilities, the homeowner feels poor. After paying for my
House Rich Cash Poor Is A Terrible But Fixable Situation Read More »
Now that I’ve published the 2024 S&P 500 predictions, let’s look at the 2024 housing market predictions by various industry experts. The forecast for 2024 home prices ranged from -1.7% to +4.1% when I first published this post at the end of 2024. Now as of January 29, 2024, the 2024 home price forecasts have
2024 Housing Market Price Predictions By Industry Experts Read More »
Just like how the purchase price of a car is not the entire cost, the purchase price of a house is not the entire cost either. Let’s discuss all the surprising costs that may come after you close escrow. First of all, these are the unsurprising costs after you purchase a home: If you follow
All The Surprising Costs That Come After A Home Purchase Read More »
Partially thanks to high mortgage rates, the percentage of homebuyers who pay cash has risen. As of September 2023, according to Redfin, 34.1% of U.S. home purchases were made in cash. This is up from 29.5% in September 2022, when mortgage rates were lower. In 2026, the percentage of homebuyers who pay cash is likely
The Percentage Of Homebuyers Who Pay Cash And Why They Do Read More »
Selling bonds to buy real estate is a much easier decision to make than selling stocks to buy real estate. Real estate acts like a bond plus investment because bonds have more similarities to real estate than stocks do. The word “plus” is added to bonds to describe real estate as a type of bond
Real Estate Is Like A Bond Plus Investment: More Potential Upside Read More »
One of the best ways to get a better deal on a home is by paying cash. Sellers prefer all-cash offers because there’s less risk the transaction will fall through once in escrow. As a result, some sellers are willing to discount the sales price or take your cash offer over another offer with a
Paying Cash To Buy A House By Selling Stocks: A Mind Bender Read More »
