The Best Capital One Credit Cards Today

Best Capital One Credit Cards

Capital One is the premier credit card company today. They are also a top 10 largest financial institution in America with some 755 branches, 2,000 ATMs, and unique cafe style spaces for clients to relax and mingle.

I've worked with Capital One since 2009 and I'm proud to support their business.

“What’s in your wallet?” is Capital One's signature catch phrase that's been heard by millions around the world. Because of their no foreign transaction fee policy, their credit cards are very popular internationally and for Americans who use credit cards when traveling abroad.

As someone who has lived in six countries growing up, who worked in International equities for 13 years, and who has visited over 60 countries in his lifetime, I like Capital One's way of doing business.

Capital One Has A Credit Card To Fit Your Lifestyle

The main reason why Capital One credit cards are so great is because their main business is credit cards. They've created a number of fantastic credit cards that fit your lifestyle.

If you're a foodie, there's a great credit card for you. If you're a frequent traveler, there's also a travel credit card for you. Capital One's Spark business credit cards also offer some of the best sign up bonuses.

Here are my favorite Capital One credit cards. I've spent dozens of hours analyzing all of their credit cards to come up with this list.

The Best Capital One Credit Cards

Here are the best Capital One credit cards available today. They are the most popular due to their sign up bonuses, rewards, everyday card features, and customer service.

1) Capital One Venture Rewards Credit Card

Capital One Venture Credit Card

Category: Personal Credit Card

Annual Fee: $95

Credit Score Needed: Good, Excellent

Welcome Bonus: Earn a 100,000-mile bonus when you spend $20,000 within the first 12 months of membership. Or, earn 50,000 miles (equals $500 travel rewards) if you spend $3,000 on the card in the first 3 months.

Rewards Rate: Unlimited 2X miles per dollar on purchases.

Noteworthy Features: Miles can now be redeemed at one of 10+ travel partners. It also includes 24/7 emergency assistance & trip accident insurance.

The great thing about the Venture card is that it has no foreign transaction fees. And there's no limit to how many rewards you can earn.

If you like to travel on occasion, the VentureOne card is great for you.

• Earn a 100,000-mile bonus when you spend $20,000 within the first 12 months of membership. Or, earn 50,000 miles (equals $500 travel rewards) if you spend $3,000 on the card in the first 3 months.

  • Earn unlimited 2X miles fast on every purchase you make
  • Transfer miles to any of Venture's 10+ travel partners
  • No foreign transaction fees
  • No limit on how many miles you can earn
  • Rewards don’t expire for the life of the account 
  • Get up to a $100 application fee credit for Global Entry or TSA Pres✔®
  • Built-in coverage and purchase protections

2) Capital One SavorOne Rewards Credit Card


Category: Personal Credit Card

Annual Fee: No annual fee

Credit Score Needed: Good, Excellent

Welcome Bonus: $200 sign up bonus if you spend $500 in the first 3 months

Rewards Rate: Unlimited 3% cash back on dining and entertainment. 2% cash back at grocery stores excluding superstores. 1% cash back on all other purchases.

Noteworthy Features: 24/7 complimentary concierge service that delivers personalized assistance in dining, entertainment, and travel. 24-hour Travel Assistance Services and travel accident insurance.

What I love about the SavorOne card is the unlimited 3% cash back on dining and entertainment. If you live in a big city like New York, San Francisco, or LA, you're probably taking advantage of all the great eats more than someone who is living in a less densely populated place.

Learn More: Read my full Capital One SavorOne Cash Rewards Credit Card Review.

If you're a foodie who enjoys going out, the SavorOne card has the highest cash back rewards benefits on the market.

3) Capital One Quicksilver Cash Rewards Credit Card

CapitalOne Quicksilver Credit Card Review

Category: Personal Credit Card

Annual Fee: $0

Credit Score Needed: Good, Excellent

Introductory Offer: 0% on Purchases for the first 15 months.

Welcome Bonus: $200 cash bonus after you spend $500 on purchases within the first three months.

Rewards Rate: Unlimited 1.5% cash back on every purchase, 365 days of the year

Learn More: Read our Capital One Quicksilver Review.

By owning the Quicksilver, you get 1.5% cash back on everything you purchase, whether it’s buying the latest electronic device or going out to eat. 1.5% cash back is 50% higher than the typical cash back card.

What’s also great about the 1.5% cash back rewards is that it doesn’t expire and there’s no limit to how much you can earn.

Choose The Best Capital One Credit Cards

You can't go wrong with choosing any one of these Capital One credit cards. They provide the best rewards and the best sign up bonuses out of all the credit cards.

Use credit cards to your advantage and make sure you always pay your balance in full.

Pay off Your Debt Faster

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Personal loan rates have come down significantly in comparison to the average credit card interest rate. Thus, if you have expensive credit card debt, consider consolidating your debt into a lower interest-rate personal loan.

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For further suggestions on saving money and growing wealth, check out my Top Financial Products page.

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About the Author: Sam worked in investing banking for 13 years at GS and CS. He received his undergraduate degree in Economics from The College of William & Mary and got his MBA from UC Berkeley. In 2012, Sam was able to retire at the age of 34 largely due to his investments that now generate roughly $250,000 a year in passive income. He spends most of his time playing tennis and taking care of his family.

Financial Samurai was started in 2009 and is one of the most trusted personal finance sites on the web with over 1.5 million pageviews a month.