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Although I’ve got a lot of opinionated posts, it doesn’t really matter if you disagree with my stance so long as what you do with your money doesn’t adversely affect others. If your way works for you that’s all that matters. If it stops working for you then you might just find yourself on a site like mine searching for answers.
I’ve learned long ago that you can’t force anybody to do anything. They’ve got to experience some sort of hardship on their own before they are willing to change. Maybe it takes a heart attack to stop eating so poorly. Or maybe it takes a massive market correction to not be 100% allocated in stocks. Whatever the financial situation may be, only experience can really have an affect on someone’s outlook.
The people who are the most argumentative are also the ones who are the most unsure about their finances. They are unwilling to expand their myopic views about how they see the world. For some reason they are also almost always in their 20s and think they know it all. If you’re so inflexible in your 20s there’s a high likelihood you’ll hit a tremendous roadblock later on. When I was in my 20s all I wanted to do was learn different strategies from those who’ve been there. What changed with Gen Y?
I sincerely hope readers find different ways of looking at things on Financial Samurai. To be unable to see varying points of view is an absolute mental failure.