If you have a baby or toddler or are planning to have a baby, this post is for you. I’ve been running an interesting, real-life, real-time experiment on how hard it is to get ahead if you have below-average money and little status. In 2017, we ended up applying to three preschools that accepted toddlers […]
The Importance Of Money And Status For Getting Into Private School Read More »
There’s an old saying in real estate, “Money is made on the purchase, not on the sale.” In this post, I’ll explain what money is made on the purchase means and why it’s so true. Getting a great deal on a real estate purchase is very important. And there are so many things we can
In Real Estate, Money Is Made On The Purchase, Not On The Sale Read More »
Do you want to retire early with kids? I’m sorry, but it is nearly an impossible task. As a father of two children now, I look back and feel like retiring early without kids was a walk in the park in comparison. Retiring early with kids is at least three times harder than retiring without
How To Retire Early With Kids: A Nearly Impossible Task Read More »
My latest mortgage refinance based on relationship pricing was one of the most frustrating refinance experiences ever. Relationship pricing should help you get a lower mortgage rate. However, you may have to jump through more hoops than you want. It is very hard to get a mortgage nowadays given stringent underwriting criteria. You can hear
The Difficulties Of Relationship Pricing When Refinancing A Mortgage Read More »
I’m always looking for a buy signal for stocks. In my opinion, one of the best buy signals for stocks is when the S&P 500 yield is greater than the 10-year Treasury bond yield. At the time of this update, this buy signal is flashing green. The reason why I prefer owning real estate and
A Buy Signal For Stocks? S&P 500 Yield > 10-Year Bond Yield Read More »
Arbitrage is the practice of taking advantage of a price difference between two or more assets or markets, and profiting until the price difference disappears. Recognizing arbitrage opportunities is one of the easiest ways to make money. Being able to recognize and then take advantage of kinks in the system will be one of your greatest
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FTC Disclosure: The following review is a paid sponsorship by Prudential. All opinions expressed are my own. Over the past several years, I noticed Prudential make a push into retirement planning with its witty billboard ads. Here are some of the most memorable quotes. “They say millennials are lazy. Retire early and prove them right.”
LINK By Prudential: A New Way To Holistically Manage Your Finances Read More »
Thanks for all the recent support about keeping Financial Samurai going! Your encouragement is greatly appreciated. One feedback I got was that readers would like to hear more from a woman’s journey to financial independence. I thought who better to share her thoughts than my wife, Sydney. Sydney is the CFO of Financial Samurai and
A Woman’s Journey To Financial Independence: From Broke To Freedom Read More »
I delayed writing this post for a while partly because I didn’t want to recognize the formal end of my 10-year journey writing on Financial Samurai. I was also waiting for some divine inspiration to figure out what’s next. From 2018 – 2019, several potential acquirers contacted me about selling Financial Samurai. I thanked them
Up Next For Financial Samurai: Less Retirement, More Entrepreneurship Read More »
The best time for parents to go back to work is dictated by nature. You don’t have to overthink things too much once you’ve run the financial numbers. Over the past two years, I’ve gotten to know another stay-at-home dad in the neighborhood. Bob has a boy who is also two years old. We try
Nature Will Dictate The Best Time For Parents To Go Back To Work Read More »
