2025 got off to a rough start with devastating fires and corrections in stocks, bonds, and other risk assets. So, I thought it’d be a good idea to shift focus to some positives. Take a moment to calculate your excess investment returns to remind yourself of the good times. When times are good, we must
Calculate Your Excess Investment Returns To Feel Awesome Read More »
Artificial intelligence (AI) is causing an existential crisis for many workers, myself included. With the rise of AI, I’ve often found myself wondering: what’s the point? If AI is going to take over, why bother trying? Maybe you’ve felt the same way—worried about how to safeguard your future from AI. Or perhaps you’re a parent
Safeguarding Your Future from AI: The Existential Crisis Playbook Read More »
With the tragic fire that occurred in Lahaina, Maui, hurricanes ripping through Florida yearly, and now the devastating Southern California fires, it’s important to review your home insurance policy and understand what it does and does not cover. You also need to have contingency plans in case your house burns down. If you have not
What’s In A Home Insurance Policy? Know The Details Before A Fire Occurs Read More »
One of my goals for 2025 is to simplify life by selling a rental property. A key decision in this process is whether to hire a top-tier real estate agent, who charges a higher commission, or opt for an average agent to save on costs. By “top-tier real estate agent,” I’m referring to an agent
Hire A Top-Tier or Average Real Estate Agent at Lower Commission Read More »
One of the biggest reasons I was against contributing to a Roth IRA is my belief that most people won’t make more money in retirement than while working. As a result, they’re unlikely to pay a higher tax rate in retirement than during their working years. This belief also assumes that tax rates will stay
Why You Could Make More In Retirement Than While Working Read More »
Happy New Year everyone! I hope you’re enjoying the time off and doing some reflecting. I’ve returned to San Francisco and am ready to relax some more! Now that I’ve shared my 2024 year in review, I wanted to share my goals and resolutions for 2025. Although 2024 was a great year, I still have
2025 Goals And Resolutions: Back To A Simple Retirement Life Read More »
If you’re a FIRE parent, one of your biggest concerns might be raising a spoiled and entitled child who takes hard work and money for granted. If this happens, it may feel like a significant failure—not only for your child’s future but also for society, which would have to contend with the consequences of their
Feeling Poor As A Child May Help Them Grow Rich In Many Ways Read More »
With 2024 over, I’d like to share my year in review. For the vast majority of investors, this was a banner year, with the S&P 500 up 23% and real estate prices in most of the country continuing to inch higher despite high mortgage rates. Bitcoin investors, gold investors, and venture capital investors have all
2024 Year In Review: A Year Of Transition And Luck Read More »
As we wrap up 2024, it’s time to highlight the best posts from Financial Samurai this year. When I started Financial Samurai in July 2009, my goal was to publish three posts a week for 10 years. I achieved that milestone in July 2019, but much like Forrest Gump, I kept on going. Writing has
Best Of Financial Samurai 2024: Favorite Posts And Popular Reads Read More »
Merry Christmas and Happy Holidays, everyone! I’m spending the week with my parents in Oahu and wanted to share my latest travel adventure. Personally, I can’t stand flying—especially in America—because it feels like something always goes wrong. Just as I shared about my transition of paying 30%–50% more for Economy Plus tickets to Honolulu, Hawaii,
Got Downgraded To Economy Class And It Felt Fantastic Read More »
