The beauty of an economic downturn is cheap credit. And when there is a global pandemic, mortgage rates tend to go dow. As a result, every homeowner should be refinancing their mortgage right now as rates hover near all-time lows. Here are some home mortgage refinancing tips from someone who has refinanced many times. Since […]
Home Mortgage Refinancing Tips For A Smarter You Read More »
Bill Gates has taken on many roles over the course of his career: affable tech nerd, aloof billionaire, tennis player, visionary philanthropist. Before divorcing, Bill and Melinda Gates added a new title to that list: largest owners of US farmland. One way to get rich is to observe what rich people do with their money.
Bill Gates Is Buying Up Farmland: 5 Reasons To Invest As Well Read More »
If you don’t get screwed now, you will eventually get screwed later. The sooner you accept life isn’t fair, the sooner you can make winning decisions and succeed. Finding happiness is also accepting that fairness is a human construct. If you plan to play someone else’s game, then you must accept the game will likely
You Will Always Get Screwed: Accept Life Isn’t Fair For Greater Success Read More »
As a lifelong saver, it has been hard for me to spend more money and live it up. It didn’t matter whether I got a raise or made a profitable investment, the extra money would almost always get reinvested. The Boot is a concept I came up with to help us spend money more freely.
The Boot: A Smart Solution To Spending More Money Guilt-Free Read More »
In my 20s, I was a car fanatic. I’d trade cars every one or two years because it was fun. I loved to haggle with strangers to try and get the best deal possible. As I grew older and wealthier, my interest in cars waned. Today, I believe the ideal length of time to own
The Ideal Length Of Time To Own A Car Is Not Forever Read More »
There’s no one-size-fits-all best age to get life insurance. However, I believe the best age to get life insurance is around age 30. And the best life insurance term to get at around age 30 is a 30-year term life insurance policy. If you get life insurance at 30, you will likely get the best
The Best Age To Get Life Insurance Based On Logic And Reasoning Read More »
If there’s one generation wealthier than ours, it’s the “Bank of Mom and Dad” generation. Given that our parents have had, on average, three decades longer to save and invest, it’s natural that they have accumulated more wealth. For adult children in need of financial assistance, finding a tactful way to approach their parents for
The Bank Of Mom And Dad Strategy To Buying A Home And Having A Family Read More »
If you’re looking to save money when buying a home, you may want to let only the listing agent represent you instead of having a buyer’s agent. This is called dual agency. It’s an unusual move, but one I’ve conducted three times. Overall, this strategy has saved me about $350,000. In real estate, a listing
Buying A Home Directly With The Listing Agent Can Save You Lots Of Money Read More »
As a real estate investor since 2003 and a private real estate investor since 2016, I’ve learned that understanding the capital stack is crucial to making smarter investment decisions. By grasping the nuances of debt versus equity investing in commercial real estate, you’ll be better equipped to invest in a risk-appropriate manner. Most individual investors
The Capital Stack: Debt Versus Equity Investing In Real Estate Read More »
In 2020, we bought a forever home. We found a relatively good deal as panic set in during the first month of lockdown. We decided that if we are going to be cooped up for an unknown period of time, we might as well live in a more comfortable space. The forever home is about
Enjoy Your Forever Home For Now, It Will Likely Change Read More »
