Are you wondering why invest in certificates of deposit if rates are so low? Funny you should wonder because CD rates rose significantly since the 2020 lows. In 2023, both CD rates and Treasury bond yields reached their highest levels since 2007. By Q3 2024, the Fed finally started to cut rates after multiple rounds […]
Why Invest In Certificates of Deposit (CD) When Rates Are So Low Read More »
As an extrovert, I generally enjoy plenty of human interaction. However, sometimes, I come across folks who completely lack emotional intelligence. When I come across such folks, I immediately begin to wonder what happened? Is the lack of emotional intelligence a parental failure? Is it a failure of the school system? Or is a lack
A Lack Of Emotional Intelligence Is Costing You A Fortune Read More »
So you want to be an angel investor. If you are a regular person with no edge and no connections, angel investing is not worth the risk. After 23 years of doing some angel investing, I believe you are much better off investing in an angel fund rather than investing in individual angel investments. This
Just Say NO To Angel Investing, It’s Not Worth The Risk Read More »
Curious to learn how to lower your property taxes? You’ve come to the right place. I successfully lowered my property taxes for three years in a row during the 2008-2009 financial crisis. Your property tax bill is one of those pesky ongoing expenses that keeps going up if you don’t take action. As a homeowner,
How To Lower Your Property Taxes: Property Assessors Hurt Homeowners Read More »
If you are one of the millions of people considering foreclosure or a short sale, you need to read this post first and understand all the consequences before proceeding. A foreclosure will hurt your credit score. The question is: how much will a foreclosure hurt my credit score? How much a foreclosure will hurt your
How Much Will A Foreclosure Hurt My Credit Score? Read More »
Owning the right amount of life insurance is important to protect your family. The global pandemic has reminded us time and time again about our mortality and the importance of getting enough life insurance. If you haven’t done so already, calculate your net worth to assess how you did this past year. Hopefully, you’ve grown
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When it comes to your finances, everything is relative. To get ahead, you must outperform the average. If everybody is up 20% in their investments, have you really gotten richer? You have not. This post will discuss the average net worth for the above average person. Our goal is to outperform the average so we
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Winter is the best time of the year to buy a house. I’ve checked out open houses every weekend since 2003. I’ve also bought and sold multiple properties since 2003 as well. The best time of the year to buy a house is when the weather is terrible and people are on holidays. During the
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We’ve all heard of trophy husbands and trophy wives. But what on earth is a trophy kid? Here’s how one expecting parent explained the term trophy kids to me at the playground one day. A trophy kid is what’s known as the 4th kid or greater in a family. Because raising kids is so expensive,
Trophy Husbands, Trophy Wives, And Now Trophy Kids Oh My! Read More »
I will make an argument why you need to start your own website today. I’ve had my own website, Financial Samurai, since 2009. It has been the best financial investment I’ve ever made. In a post pandemic world, you should own a website that can never be shut down. If you can keep spreading your
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