The latest stock market correction cost me about five times what I made consulting part-time for four months. If I were smarter, I would have sold 100% of my rollover IRA before stocks started to tumble, then bought back in several weeks later. Alas, I don’t possess such acumen. This experience got me thinking about […]
The Pointlessness of Working When Your Net Worth Is Declining Read More »
After 12 years of FIRE (financial independence retire early), I went back to work. Unfortunately, I only lasted four months. Here’s my story of what went wrong. I purposefully waited months to release this post to ensure I was thinking logically and not emotionally. From the end of November 2023 through March 2024, I re-entered
Went Back To Work And Could Only Last Four Months: Here’s What Went Wrong Read More »
After taking my family on a nine-day vacation to Honolulu, Hawaii, my plan to relocate there is back in the cards! Since 2014, two years after retiring from my finance job, I’ve been contemplating moving back to Honolulu to spend more time with my parents. However, actually making the move has been much harder than
The Challenges Of Living And Working In Honolulu, Hawaii Read More »
Income taxes can hinder wealth creation. Fortunately, for Americans seeking to save on taxes, there are nine states without income tax where we can choose to reside. These states are listed below in alphabetical order: Ideally, you’ll secure a fantastic job and find your soulmate in one of these nine income tax-free states. As your
The Best No Income Tax States To Work And Get Rich Read More »
Education is the key to freedom for all of us. Therefore, I’ve made the decision to pursue a doctorate degree instead of seeking a fancy tech job. Specifically, I plan to earn a Doctorate in Business Administration with a focus on real estate from UC Berkeley. Considering my MBA from UC Berkeley in 2006, my
Getting A Doctorate Degree Instead Of A Fancy Tech Job Read More »
I’ve faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it’s important to clarify that she hasn’t been truly retired. Instead, she has been actively engaged as a full-time mom since 2017. In addition, she has helped do a lot of the operational and editorial work for
Life Insurance Is A Reason Why Your Spouse Doesn’t Need To Work Read More »
I once encountered an actor in Paris who had secured minor roles in significant films, courtesy of his friendship with Leonardo DiCaprio. Despite having the opportunity to continue with these smaller roles due to his connections, his pride led him to pursue larger roles. Regrettably, 10 years later, I haven’t seen him in a single
Don’t Let Pride Get In The Way Of Taking Care Of Your Family Read More »
A common suggestion people have made to help me regain my financial independence is to move to a cheaper area of the country or the world to save money. I’ve resisted relocating so far because I believe the excitement of living in a big city is worth the cost. Instead of focusing on saving money
The Excitement Of Living In A Big City Is Worth The Cost Read More »
In a compelling TikTok video, Brittany Pietsch chronicles her own experience of being laid off at Cloudflare, a publicly-traded tech company. The call involves an HR (Human Resources) representative named Rosie and another man, presumably also from HR. The man begins by asserting that Brittany did not meet Cloudflare’s performance expectations, but Brittany interrupts him,
Inside Look At How HR Lays Off An Employee: Severance Insights Read More »
The end of the year is always the best time to reflect and plan. I’d like to share several financial moves you should make before the new year in order to protect your wealth and hopefully grow your wealth in a risk-adjusted manner next year. Those of us who invested in stocks, real estate, and many
10 Helpful Financial Moves To Make Every Year Read More »
