Insurance

Cash Value Life Insurance: Is It Worth It?

Cash value life insurance is a type of permanent life insurance policy. Unlike term life, which only has a death benefit, a permanent life insurance policy has a death benefit and a cash value. Cash value life insurance is just another name for permanent life insurance or whole life insurance. The names are often used […]

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Universal Life Insurance: A Type Of Permanent Life Insurance Policy

Universal life insurance is a type of permanent life insurance policy. A permanent life insurance policy is a policy that lasts a policyholder’s entire life. There is a death benefit paid out to beneficiaries and a cash value that builds up over time. Universal Life insurance is one of the most popular types of permanent

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Get An Umbrella Insurance Policy – Your Teenager Is Going To Bankrupt You

Have a teenager? Get an umbrella insurance policy asap if you don’t want the risk your teenager bankrupting you. Yes, you love them, but they can put your finances at risk due to all the trouble they get into. Even though my kids are young, I’m not waiting for their teenage years to get insured.

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Can I Collect Unemployment Insurance If I Have Passive Income?

Are you wondering whether you can collect unemployment insurance if you have passive income? The quick answer is YES. Collecting unemployment insurance (unemployment benefits) is completely separate from how much you make in passive investment income. My friend and I have both developed a healthy amount of passive income over the years. We are talking

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How Much Does My Car Insurance Go Up If I Get A Traffic Ticket?

The first thing I did when I got home after receiving a speeding ticket was call my car insurance company to find out how much my car insurance premiums would go up. Interestingly, they couldn’t give me a straight answer. If I get convicted and don’t go to traffic school, I will receive one point

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Life Insurance Payouts For Suicide

Does life insurance cover suicide? Life insurance payouts for suicide are possible, but there can be exceptions. Let’s discuss how life insurance companies treat suicide when processing claims for policyholders who take their own lives. Suicide is a sad and very real issue. Depression is the leading cause of suicide. Someone takes their own life

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Simplified Issue Life Insurance: For People Who Didn’t Plan Very Well

There are many different life insurance options to choose from. It can get very overwhelming and complex. Luckily, simplified issue life insurance is just that. Simplified. This article will discuss in more detailed what this straightforward type of life insurance is, why you would get it, and how to get it.

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Should I Get Long-Term Care Insurance?

Long-term care insurance may be needed to afford the remaining years of your life or someone you love. I spoke to my father yesterday and curiously asked him about his thoughts on assisted living facilities. “Absolutely depressing!“, he said. I couldn’t agree more that assisted living programs are depressing given it reminds us everyday about

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Tips and Tricks to Getting Auto Insurance Discounts

One of the most important things people overlook when they are about to buy a fancy European automobile is how much car insurance will cost. Auto insurance discounts can save you a lot of money over time. I should know. I’m a recovering car fanatic who has literally bought and sold 8 different cars in

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