Insurance

Mortgage Protection Life Insurance: A Consideration For Homeowners

After you purchase a home with a mortgage, you may start noticing solicitations in the mail for Mortgage Protection Life Insurance (MPI). Often times, the mail contains alarmist headlines such as: IMPORTANT NOTICE! PLEASE COMPLETE AND RETURN! FINAL NOTICE! MORTGAGE PROTECTION CARD! NOTICE OF OFFERING! MORTGAGE FREE HOME PROTECTION! This type of scare tactic should […]

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Can I Get Life Insurance If I Have A Terminal Illness Or Commit Suicide?

You might be wondering, “Can I get life insurance if I have a terminal illness or commit suicide?” Hopefully, you don’t commit suicide or have or come down with a terminal illness. But the straightforward answer is it depends. Unfortunately, during the lockdown period to fight the coronavirus, I’ve seen interest in life insurance and

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Simplified Whole Life Insurance

What Is Simplified Whole Life Insurance? Simplified whole life insurance is for seniors who procrastinated about buying life insurance when they were younger. Simplified whole life insurance is also those who have medical issue and don’t want to go through a medical exam. With simplified whole life insurance, you don’t have to get a medical

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Car Insurance Basics For Dummies: Comprehensive To Collision

If you are going to get a car, understanding car insurance basics is vital. Once you know the car insurance basics, you can get the appropriate insurance that fits your needs and budget. One of the key decisions in deciding what car to buy is assessing how much all the other costs are that come

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SoFi Life Insurance Review: No Medical Checkup For Qualifying Individuals

SoFi life insurance is a relatively new player in the life insurance marketplace. With the coronavirus pandemic, the desire for affordable life insurance has really blown up. If you want an affordable term life insurance policy, I recommend getting free real quotes from PolicyGenius. PolicyGenius is my favorite life insurance market place that helps you

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Understanding Personal Property Insurance For Your Valuables

Recently, I was reminded how important it is to have personal property insurance. One of my tenants had his car “broken into” while it was parallel parked outside the house. The robber took his new set of golf clubs worth ~$3,000. I put “broken into” in quotes because no window was smashed. He apparently left his car unlocked. So who

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Subsidy Amounts By Income For The Affordable Care Act (Obamacare)

The Affordable Care Act (Obamacare) is a way to help lower-income individuals and individuals without health care afford health care. Although health care is still extremely expensive, the Affordable Care Act provides subsidies. This article will look at the subsidy amounts by income for the the Affordable Care Act. I’m a supporter of ACA despite

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Basics Of Buying Auto Insurance Online To Save Money

When it comes to buying auto insurance, more consumers are shopping online versus calling up insurance carriers. A record 4 million auto insurance policies were purchased online in 2019. That’s an increase of 200% since 2006, according to the U.S. Online Auto Insurance Report by ComScore. It’s not that surprising given the way everything we

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The Average Cost Of Family Health Insurance Is Now Outrageously High

According to the Kaiser Family Foundation, the average cost of family health insurance offered by companies is now a whopping $20,576 a year, or $1,714.66 a month. Employers paid for 71% of that cost on average. Meanwhile, the average premium for single workers was $7,188 a year, or $599 a month. Employers covered 83% of

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