The percentage of people with no wealth outside their home is sad. Homeownership is a great way to build worth for the average person. Rising rents and home prices over time can make the average homeowner much wealthier. However, it is also important to diversify into other investments. I recently stumbled across a fascinating chart […]
The Percentage Of People With No Wealth Outside Their Home Is Sad Read More »
Are you wondering whether to buy bonds to build wealth? Well, wealthier people in America do not follow the conventional asset allocation model of buying bonds, i.e. age equals your bond percentage allocation or a 60/40 equities/fixed income split. Nor do they follow my stock allocation by bond yield either. How do I know this?
Should I Buy Bonds To Build Wealth? Wealthy People Don’t Read More »
To gauge performance, you need to have net worth benchmarks. Otherwise, you have no idea whether you are outperforming or underperforming the masses. With net worth benchmarks, you can also retire early for greater happiness if you wish! Even if your net worth is up 20% one year, it may be not be so great
Net Worth Benchmarks To Ensure Proper Growth Over Time Read More »
Hedge funds get a bad wrap. due to relative underperformance, high fees, and huge paydays for hedge fund managers. However, investing in a hedge fund helped save my retirement portfolio during the 2000 dotcom collapse. One of the benefits of working at an investment bank is gaining access to a variety of investment opportunities that retail
How Investing In A Hedge Fund Saved My Retirement Portfolio Read More »
Having an investing game plan is important if you want to accumulate more wealth. With an investing game plan, you will stress less and execute winning financial movs more often. Violent stock market corrections of 10% or more happen almost every year. Sometimes, we’ll see a whopping 30%+ decline like we did in March 2020.
Accumulate More Wealth With An Investing Game Plan Read More »
Are you looking for reinvestment ideas from an expiring CD? You’re in the right place because I’ve invested in a bunch of CDs in the past. And each time they’ve come due, I’ve had to figure out how to reinvest the proceeds at various stages of the economy. I’ve always aimed to consistently invest 5%
Reinvestment Ideas From An Expiring CD: Stay Mostly Conservative Read More »
After a turbulent 2020, I’m positive about 2021’s outlook for stocks and real estate. We should see significant GDP growth (3-5%), a strong rebound in corporate earnings (20%+), and a massive unleashing of spending (saving rate back down to ~6%). As a result, there’s a high probability we will see new record highs in many
2021 Financial Samurai Outlook For Stocks And Real Estate Read More »
This article will look at the best asset allocation of stocks and bonds by age in detail. The best asset allocation is subjective in that it depends on your financial goals, risk tolerance, and existing financial health. I used to work in investment banking in the equities department from 1999 – 2012. Today, I’m an
The Best Asset Allocation Of Stocks And Bonds By Age Read More »
With the S&P 500 close to a record-high you might wisely be thinking more about portfolio diversification. Portfolio diversification can help smooth out volatility. Further, you may be able to find investments that zig when your stocks zag. Diversifying through bonds is the most common way to gain portfolio diversification. However, with the 10-year bond
Portfolio Diversification With Alternative Investments: Art, Farmland, Wine Read More »
Have you ever wondered how the rich invest? Well, look no further than seeing how the ~$41 billion Yale endowment fund invests its money. Endowments invest like many of the world’s wealthiest people and retirees. Both want income to fund their operations or lifestyles indefinitely. Both want to outperform their peers. And ultimately, both want consistently strong absolute
How The Rich Invest: A Look Inside Yale Endowment’s Asset Allocation Read More »
