I realized something important after writing about the best reason to retire early. Money doesn’t buy everlasting happiness. However, having more money can reduce stress and anxiety. The goal of achieving perpetual happiness is not realistic. Happiness ebbs and flows. It’s more exciting to be an 8 out of 10 on the happiness scale because […]
Top 10 Financial Moves To Reduce Stress And Anxiety Read More »
One of the main reasons why I retired at age 34 was to hedge against an early death. When I was nine, my grandfather died from cancer and I clearly remember seeing my mother distraught for months. Then when I was 13, my 15-year-old friend died in a car accident. Here today, gone tomorrow is
The Pandemic Was An Experience In Hedging Your Life Read More »
Are you interested in learning about the secret to perfect happiness? The answer is to make over $500,000 a year, a top one percent income. Earning $500,000 is the start of the top 1% income threshold in America. In an amazing Gallup poll highlighted by the Wall Street Journal, it says that 100% of those
The Secret To Perfect Happiness Revealed! Make Over $500,000 A Year Read More »
F you money. FU money. F*ck you money. It’s all the same. F You Money is having enough money to tell others to F Off without fearing financial repercussions. I’m sure some of you have dreamt of telling your annoying micromanager to F Off. But you can’t because you still want that raise and promotion.
Once You Have F You Money, It’s Hard To Tell Others To F Off! Read More »
Getting ahead based on merit is the ideal scenario. Having success given to you based on anything else strips away the satisfaction of earning what you deserve. For the health of your soul, you want to earn what you deserve. Since 2020, however, there seems to be a growing “war on merit.” The San Francisco
How To Survive The War On Merit: When Hard Work Isn’t Enough Read More »
Happy New Year everyone! I’ve made goals publicly for over ten years because it helps keep me accountable. Making goals also makes the year more exciting and challenging. Hence, here are my goals for 2023. Once again, I’ve divided the goals into five categories: Health, Wealth, Family, Financial Samurai, and X-Factor. My goal is to achieve
2023 Financial Samurai Goals: Back To Easy Living Read More »
We made it! My goal for 2022 was to do less work and have more fun. 2020 and 2021 were difficult years thanks to the pandemic so I needed a break. Overall, I give 2022 a B+. The year was great from a family and health standpoint. But the year was piss poor from a
2022 Financial Samurai Year In Review: Family Over Money Read More »
In 2022, I published 156 posts on Financial Samurai. Every post is written based on firsthand experience because money is too important to be left up to pontification. For background, I worked in finance from 1999 – 2012. Along the way, I got my MBA part-time in 2006 and started Financial Samurai in 2009. Since
The Best Of Financial Samurai 2022: Just Keep Showing Up Read More »
Enjoy your life, no matter the economic situation. If you do, then you’ll always be winning. The key is to recognize reality and take appropriate action. The Fed hiked another another 0.25% on March 23, 2023 to 4.75% – 5%. Despite multiple consecutive lower-than-expected monthly CPI numbers, a blowing up of regional banks and Credit
How To Enjoy Your Life After The Fed Ruins The World Read More »
So you’re wondering what income level is considered rich. After all, if everybody makes $1,000,000 a year, are you considered rich if you make only $500,000 a year? Probably not! In other words, rich is relative and also subjective. When Obama was president, he considered single people making over $200,000 to be rich. He specifically
What Income Level Is Considered Rich? Read More »
