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The Financial Samurai Podcast Episode 3: Men Of McLean

Updated: 03/25/2021 by Financial Samurai 26 Comments

Financial Samurai Podcast

The Financial Samurai podcast is a bonus feature of Financial Samurai. You can sign up here:

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Dear Readers and Listeners,

My favorite podcasts are National Public Radio style monologues. I really enjoy the methodical and soothing voice of NPR speakers. I plan to emulate their style over time.

I also want to continue to practice storytelling. We all grew up listening to stories as kids, and I don’t think there’s a more effective way to connect and teach than through storytelling. I could tell you to do XYZ and explain ABC in my podcasts, but I think such instructions might be better suited towards writing.

I hope these podcasts make your commute or your exercise routine a little less painful.

You can see my Libsyn Financial Samurai Podcast feed and page here.

Subscribe to one of these channels to get the latest podcast episode. The below episode is one I did in 2014.

****

Today’s podcast explores why men have a difficult time expressing their feelings, and how men constantly feel the pressure to conform to society’s expectations. Such constriction not only negatively affects men, but also negatively affects women as well.

It’s funny how nobody every talks about men’s issues, even though we make up half the world’s population. Why is this?

WHY MEN SUFFER IN SILENCE OUTLINE

* What does it mean to be a man?

* Why it’s important to allow men to be themselves to bring more happiness to women.

* A story of why my high school let NOW live, but MOM die.

* The solution to gender income inequality, and my attempt to figure out why some women don’t want men to gain equality to help the family.

* A discussion on the problems that result from men not being able to open up.

* Three tips for people who are unable to express their feelings and be themselves.

If you are a woman who believes this podcast does not pertain to you, think again. One of the best ways to understand men is to listen to the problems and issues they go through. We’re all in this together!

Subscribe To Financial Samurai On iTunes

I’ve created a Financial Samurai iTunes channel to subscribe to. This way, if you prefer listening, you can always get the latest audio version delivered directly to your iPhone. As of now, the channel can only carry the latest five podcasts.

Further, I’ve created a Financial Samurai Podcast Page that has every single podcast I’ve published, including the links to the respective posts. Bookmark it or search for it in my search box. I’ll be updating this page once a week.

Related Posts:

How To Convince Your Spouse To Work Longer So You Can Retire Earlier

Stay At Home Men Of The World, UNITE!

My Fear Of Becoming A Father

Recommendation To Build Wealth

One of the best way to become financially independent and protect yourself is to get a handle on your finances by signing up with Personal Capital. They are a free online platform which aggregates all your financial accounts in one place so you can see where you can optimize your money. Before Personal Capital, I had to log into eight different systems to track 25+ difference accounts (brokerage, multiple banks, 401K, etc) to manage my finances on an Excel spreadsheet. Now, I can just log into Personal Capital to see how all my accounts are doing, including my net worth. I can also see how much I’m spending and saving every month through their cash flow tool.

The best feature is their Portfolio Fee Analyzer, which runs your investment portfolio(s) through its software in a click of a button to see what you are paying. I found out I was paying $1,700 a year in portfolio fees I had no idea I was hemorrhaging! There is no better financial tool online that has helped me more to achieve financial freedom. It only takes a minute to sign up.

Finally, they recently launched their amazing Retirement Planning Calculator that pulls in your real data and runs a Monte Carlo simulation to give you deep insights into your financial future. Personal Capital is free, and less than one minute to sign up. It’s one of the most valuable tools I’ve found to help achieve financial freedom.

The Financial Samurai Podcast Episode 2: Is Paying Down Debt Considered Savings?

Updated: 02/16/2021 by Financial Samurai 37 Comments

Financial Samurai Podcast

The Financial Samurai podcast episode 2: is paying down debt considered savings?

A reader asked on my post, The Average Savings Rates By Income, whether I consider paying down debt part of my personal savings rate calculation. My immediate thought was yes, but I realized I haven’t been including debt pay down at all when I discuss my after-tax savings rate of 50%+ in various posts on Financial Samurai.

Here is the outline of today’s 17 minute podcast.

Why I Don’t Include Paying Down Debt In My Personal Savings Rate

1) Be conservative. Don’t rely on anybody or any organization to survive. There are a lot of broken promises out there.

2) You don’t reward yourself for doing something bad. Punish yourself instead.

3) Compartmentalize your money. No co-mingling of funds.

By the time you retire, if your property is paid off and you get social security and your 401k then fantastic. If not, then you’re still OK, because you never expected anything from anyone in the first place.

The only time I would consider including paying down debt as part of my personal savings rate is when I pay extra principal down on my primary mortgage. The extra principal pay down could have been used for other wealth-building activities, so including it should be OK. The thing you want to be careful about is being house rich, and cash poor. There’s a balance you’ve got to carefully work out over the years.

Readers, Do you include paying down debt in your personal savings rate? If so, what are the reasons why?

Speaking notes: I appreciate everybody’s feedback from my first podcast entitled, Genesis. About 60% of you seem to want shorter podcasts, so I’ve decided to produce a much shorter 12 minute podcast and see how it goes. In terms of speed, pitch, and tone it doesn’t look like I have a problem based on your comments. But I’ve sped up my speaking speed in this podcast to test.

A couple of you mentioned I should be more enthusiastic in delivery and not be afraid of laughing at my jokes. The style I’d like to emulate are the shows from NPR where no matter how crazy the subject, the speaker stays within his zone. I like NPR’s style, so that’s what I plan to go with for now.

To listen to the podcast, click Play to have it play within the post. You can also download the podcast onto your computer or phone by clicking Download. If you don’t see the options in e-mail, click the title of this post to come to my site. 

Subscribe To Financial Samurai On iTunes

I’ve created a Financial Samurai iTunes channel to subscribe to. This way, if you prefer listening, you can always get the latest audio version delivered directly to your iPhone. As of now, the channel can only carry the latest five podcasts.

Further, I’ve created a Financial Samurai Podcast Page that has every single podcast I’ve published, including the links to the respective posts. Bookmark it or search for it in my search box. I’ll be updating this page once a week.

Related posts:

Use FS-DAIR To Decide On How To Pay Down Debt Or Invest

The Recommended Net Worth Allocation By Age And Work Experience

Recommendation To Build Wealth

Manage Your Finances In One Place: One of the best way to become financially independent and protect yourself is to get a handle on your finances by signing up with Personal Capital. They are a free online platform which aggregates all your financial accounts in one place so you can see where you can optimize your money.

Before Personal Capital, I had to log into eight different systems to track 25+ difference accounts (brokerage, multiple banks, 401K, etc) to manage my finances on an Excel spreadsheet. Now, I can just log into Personal Capital to see how all my accounts are doing, including my net worth. I can also see how much I’m spending and saving every month through their cash flow tool.

The best feature is their Portfolio Fee Analyzer, which runs your investment portfolio(s) through its software in a click of a button to see what you are paying. I found out I was paying $1,700 a year in portfolio fees I had no idea I was hemorrhaging! There is no better financial tool online that has helped me more to achieve financial freedom. It only takes a minute to sign up.

Finally, they recently launched their amazing Retirement Planning Calculator that pulls in your real data and runs a Monte Carlo simulation to give you deep insights into your financial future. Personal Capital is free, and less than one minute to sign up. It’s one of the most valuable tools I’ve found to help achieve financial freedom.

The Financial Samurai podcast continues to go strong in 2021+. I plan to continue releasing one Financial Samurai podcast episode a month forever.

The Financial Samurai Podcast Episode 1: Genesis

Updated: 12/13/2017 by Financial Samurai 89 Comments

Financial Samurai Podcast Dear Readers,

Welcome to The Financial Samurai Podcast! I decided to start a podcast to try and connect with readers in a new way. I’ve been writing online since 2009 and I feel very comfortable whipping out any sort of writing fairly easily. I thought it would be fun to mix things up and good practice since I hardly ever speak in a public setting. Things will probably be a little rough at first, but I’m sure the podcasts will get better through practice over time.

The initial goals of this podcast are to:

1) Provide a new medium of communication for those who prefer listening, rather than reading.

2) Provide a new way to convey ideas that aren’t as easily captured in my writing.

3) Improve as a speaker.

4) Be a friendly voice when you’re feeling confused, lost or down.

5) To go on a new adventure. It feels great to do new things.

Read More…

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