If you’re a homeowner looking to live for free, buying Treasury bonds today likely will. After an aggressive hike in the Fed Funds rate since the beginning of 2022, three-month treasury bills are yielding over 3.3% and one-year treasury bills are yielding over 4%. Once you’ve got your housing expenses under control, life becomes much […]
Time For Homeowners To Buy Treasury Bonds To Live For Free Read More »
Even though a no-cost refinance sounds great, there’s really no free lunch. A no-cost refinance has costs. The costs are just not visible upon closing. The refinance costs are baked in by charging the borrower a higher mortgage rate. Here are all the mortgage fees in a no-cost refinance. It’s like marrying someone for their
No-Cost Refinance Loan: There’s Really No Such Thing Read More »
One of the great benefits of being an investor is that you can sometimes make more from your investments than from your day job. After several years of doing so, you might even start wondering what’s the point of working so much! According to Zillow, home value appreciation in 2021 was higher than median wages
Making More From Your House Than From Your Salary Makes Life Easier Read More »
As a buyer, you love bad real estate agents because you can take advantage of them to get better pricing. As a seller, you obviously want a good listing agent so you can maximize your profits. According to the National Association Of Realtors, there are supposedly around 1.5 million real estate agents today. However, there
How Bad Real Estate Agents Can Cost Sellers A Lot Of Money Read More »
In a strong housing market, you may want to buy a fixer-upper property that fewer people want in order to get in. If you’re young and full of energy, buying a fixer to build sweat equity is a good idea. I did so twice to some great returns. Let me share whether you should buy
Should I Buy A Fixer-Upper Property? Evaluating The Pros And Cons Read More »
My grandfather used to own a small, 8-acre fruit and plant farm on the western side of Oahu. It was a magical place nestled next to the majestic Waianae mountain range. The farm was part of his retirement income strategy as he rented out a portion of the land to his neighbors who grew green
FarmTogether Review: A Sustainable Farmland Investment Manager Read More »
If you were to ask me to describe the ideal environment for real estate investors and new real estate buyers, right now could be it. The economy is strong. The S&P 500 is near an all-time high after a robust 23% return in 2024. Meanwhile, household balance sheets are stronger. Please know that I’m completely
The Ideal Environment For Real Estate Investors Is Here Read More »
Let me share when is the best time to sell rental property with a logical framework. As a rental property owner since 2003, real estate is my favorite asset class to build wealth. However, I’ve increasingly considered selling my rental properties as I get older and wealthier to simplify life. On the one hand, owning
When Is The Best Time To Sell Rental Property? Five Reasons To Consider Read More »
If you want to make lots of money in real estate, you need to focus on expansion. If you can reclaim livable space or expand your property’s livable space outside its footprint, you will almost always make more money. The key is in comparing your building cost to your property’s selling cost on a price
How To Make Lots Of Money In Real Estate: Focus On Expansion Read More »
Between 2000 – 2009, the average homeownership duration was only about four-to-five years. It was too short to build real wealth. As of 2025, the average homeownership tenure has risen to roughly 12-13 years according to First American Data & Analytics and Redfin. Post-pandemic, people are simply owning their homes for longer because we’re utilizing
The Average Homeownership Duration Continues To Increase Read More »
