Over the years, a number of you have asked me to write a review about what exactly goes on with a free Empower consultation. For background, Personal Capital was purchased by Empower in 2020 and has made the firm even better. The consultation is worth $799 according to them. Common questions include: Is the consultation […]
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Greetings from London! While I’m away, please enjoy the following guest post from illustrator and writer Colleen on the three jar system of money and financial insecurities with money. Perhaps you have some financial insecurities as well you’d like to share in the comments section. I was going to write a post about kids allowances. But,
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What’s so bad about the Bank of Mommy and Daddy? We’re back again with what’s turning out to be a really entertaining series showcasing curiously angry comments from readers who find my site through online search. Just to give you some background, roughly 75% of this site’s ~500,000 pageviews a month comes from new readers
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I don’t understand people who don’t use credit cards. Not only do you get an interest free loan for 30 days, you also get rewards points. Perhaps even more importantly, you get fraud and conflict protection. In “When Saving Money Is No Longer Worth Your Time But You Do It Anyway,” I called up my
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After drinking a couple beers with a buddy a couple months ago, I dragged myself across the street to get a flu shot at Walgreens. Supposedly this season was one of the worst, and I had no desire to get swine flu. I hate needles. The insertion isn’t what bothers me. What irks me is
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Who doesn’t like a pair of nice fitting jeans? Did you know that you can use the jeans strategy to save more for retirement and stay in better shape to boot? What the heck is the jeans strategy? Read on to learn how jeans can inspire you to save money and stay healthy. For the
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When we’re born into this world, we don’t have a clue what money is. Thus, we all start out with a financial disconnect that’s due to a lack of awareness. But, over time we’re taught the value of money as well as financial awareness. But even as adults, some people still suffer from financial disconnect.
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The biggest problem I see in society is the widening gap between the rich and the poor. When CEOs make 300X their average worker’s salary and the top 5% own roughly 74% of all the assets, we’ve got some serious wealth inequality here! However, perhaps we need to take more personal responsibility about why the
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How many of you achieved last year’s resolutions? How many of you still remember what last years resolutions were? If you don’t write down your goals, you’re more than likely to forget. Here’s a quick recap of my official five financial resolutions. Top Financial Resolutions Each Year 1) Live Free. Although leaving Corporate America in
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The definition of cash used to simply be coins and paper currency. Then the definition of cash spread to checks, money orders, and even credit with the rise of financial institutions agreeing to hold your money for an agreed upon interest rate. Banks and credit unions make money by making a spread on deposits. They
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