Budgeting & Savings

Good Advice On How To Better Manage Your Own Money

For two decades I’ve been managing my own money. It all started when I saved up $3,000 from random minimum wage jobs to open up an online trading account under my father’s guidance. This was in the early 90’s when Charles Schwab first came out. One time I bought a company which I thought sold […]

Good Advice On How To Better Manage Your Own Money Read More »

Curse You Bank Fees! How To Never Pay Sneaky Bank Fees Again

First Republic is one of four banks I do business with. They are a boutique bank known for their quality of service. When you go into one of their branches you don’t stand in line and wait for a teller to serve you behind a bullet proof window. Instead, you actually sit at a bank

Curse You Bank Fees! How To Never Pay Sneaky Bank Fees Again Read More »

An Untraditional Roadmap To Financial Success In Your 20s

Do you want to achieve financial success in your 20s? Believe it or not, you can make good money at a young age and by taking an untraditional route. Here’s one woman’s story on how she was able to reach a $200,000+ net worth by age 29. Perhaps her story will inspire you to achieve

An Untraditional Roadmap To Financial Success In Your 20s Read More »

Credit Card Enlightenment: Hobbies Are Expensive!

December is generally a higher expenditure month given the holidays and tempting sales galore.  I would ideally like to keep my personal credit card bill in the $1,000-$1,500 range, with $2,000 as the upper limit.  After $2,000, I feel like I’m wasting money because that just seems like an awful lot to spend on things

Credit Card Enlightenment: Hobbies Are Expensive! Read More »

Financial Moves To Make Before And After The Fiscal Cliff

I never thought we’d go over the fiscal cliff, but it turns out the chances are now over 50% after Boehner’s Plan B can’t even get enough Republican support. Raising the absurdly low income threshold for tax increases from $250,000 per couple to $1 million per couple sounds like a fantastic compromise. Nobody making over

Financial Moves To Make Before And After The Fiscal Cliff Read More »

How To Get The Lowest Price Guarantee: The Citi® Price Rewind Program

Are you ready to revenge spend post-pandemic? If so, then you should also find a way to get the lowest price guarantee to save money. I understand. Buying things we don’t need is not exactly a path to building wealth. What’s more, I dislike buying things only to see them drop in price soon after.

How To Get The Lowest Price Guarantee: The Citi® Price Rewind Program Read More »

Bank With The Highest Savings Interest Rate: CIT Bank

CIT Bank is consistently an online and with the highest savings interest rate. The reason why is because CIT Bank has no expensive retail chains or large overhead. As a result, savers like you and I can take advantage. See CIT’s highest savings rates in seconds here. It’ll surprise you! Due to policies by the

Bank With The Highest Savings Interest Rate: CIT Bank Read More »

How To Save Money On Cruise Vacations: Lobster Dinners At Filet-O-Fish Prices

Thinking of taking a cruise after the industry shut down for over 12 months due to the pandemic? Well you’ve come to the right place! I’ve taken 11 cruises in my life and I’d like to share with you some tips on how to save money on cruise vacations. Cruising Is One Of The Best

How To Save Money On Cruise Vacations: Lobster Dinners At Filet-O-Fish Prices Read More »

The Best Rewards Credit Card Is The Citi ThankYou® Card

The best rewards credit card was the Citi ThankYou card. Let’s review the best rewards credit card a little further in this post. The main reason I opened a relationship with Citibank in 2001 was because they are an international bank with good customer service. I use to travel overseas twice a year for my

The Best Rewards Credit Card Is The Citi ThankYou® Card Read More »