Budgeting & Savings

What’s Your Retirement Wealth Number?

Author Romeo Clayton of How We Prevent Wealth is hosting a challenge for all of us to figure out how much do we exactly need for retirement.  He calls it “The Wealth Number Challenge” where we input our current age, savings, rate of return, current tax rate, annual contribution, years during retirement and more to […]

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How To Get Boys If You Live At Home With Mom And Dad

Despite the government saying the economy is better and jobs are plentiful, you know they are lying. How? Because there are still grown adults living at home with mom and dad! If you’re in that camp, this post has some helpful tips on how to get boys if you live at home. If you aren’t living

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Why Do You Treat Me So Badly Bank Of America?

There’s only been one bank that has consistently treated me like cow poop all these years and that’s Bank of America. When I saw its shares dip to $6.5 (-45% YTD) during our S&P downgrade meltdown, I couldn’t help but wonder whether it was just karma striking back. Granted, Bank of America has some wonderful people working

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Don’t Buy Stuff You Cannot Afford If You Want To Get Rich

Don’t buy stuff you cannot afford. It’s a simple mantra to help you get rich. For some reason, some continue to not pay off their credit card bills every month.  Can you believe this nonsense? Who willingly buys something they cannot afford, and then pays massive interest on something for months, if not years? That’s just

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State Budget Problems Are Going To Screw Us All

If you haven’t heard, the United States of America is having some serious state budget problems! It’s estimated that 44 out of 50 states will have a budget shortfall for fiscal year 2012, which starts on July 1, 2011. The largest absolute dollar offender is my home state of California, with a $25.4 BILLION shortfall. That

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Would You Return A Lost 12 Carat, $200,000+ Diamond Ring?

You might have heard recently that an unemployed architect by the name of Mark Epple found a whopping 12 carat, yellow diamond ring when he and his family was skiing in Vail. The first thing that came to mind was who wears a 12 carat diamond ring?  That must be so gaudy!  My second thought

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