It’s reflection time here at Financial Samurai. I’d like to go over some of the most visited posts by search, the most commented posts, as well as other posts I think are worth highlighting. I wrote over 200 articles in 2012, so there’s a lot to sort through! I’ve done my best to be as […]
The Best Of Financial Samurai 2012 Read More »
It continues to perplex me why there should be a distinction between an emergency fund and your general savings. There is an emergency fund fallacy that needs to be rectified. If you have $100,000 in the bank, what is the difference between calling it $100,000 in savings, and splicing the funds into $10,000 emergency money
The Emergency Fund Fallacy: It’s All The Same Money Read More »
Your Money Ratios is a book by Charles Farrell. Your Money Ratios can help you get a better handle on your finances. Publisher: The Penguin Group. Hard cover. 257-pages. Price: $26. Author: Charles Farrell, JD., LL.M., investment adviser with Northstar Investment Advisors, in Denver. He writes the “Retirement Roadmap” column for CBS Moneywatch. Review: “Your Money
Book Review & Giveaway: “Your Money Ratios” Read More »
Why is it that the #1 re-occurring theme in the personal finance community is addressing how to eradicate debt due to overspending? What is it that makes a rational person spend more than their income allows? Why do people spend more than they make? It’s irrational. If you have $5 bucks in your hand for
Why Do People Spend More Than They Make? Read More »
Cash for clunkers was a failure. Let’s discuss the cash for clunkers program in more detail. The latest development in the “Cash For Clunkers” legislation is that it may be extended for one more month until labor day. Under the program, buyers of new cars and trucks can get rebates of $3,500 to $4,500 by
Cash For Clunkers = Personal Finance BOMB! Read More »
